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Gifford Neighborhood Plan 2014 <br /> Even more effective, though, are efforts by community groups such as the Progressive Civic League of Gifford to encourage property <br /> N <br /> maintenance. On-going property maintenance is the most cost effective way to preserve property values. <br /> ■ Increasing Home Ownership <br /> One effective way to improve housing in a community is to increase homeownership. Generally, owners maintain their property <br /> better and have more pride in their community than renters do. Currently, both the Habitat for Humanity program and the SHIP <br /> program provide homeownership opportunities. Other programs are also available through local lenders. Probably the two issues <br /> limiting homeownership the most are cost and credit. To address these issues, there must be a coordinated effort involving <br /> government, non-profits, and local lenders. <br /> ■ Substandard Housing Projects <br /> In the past, affordable housing in Gifford has been provided in part through subsidized housing projects. Those projects created 509 <br /> subsidized affordable housing units within the Gifford area or 22% of all subsidized housing project units in unincorporated Indian <br /> River County. Community benefits from subsidized affordable housing units, however, need to be balanced by the fact that a <br /> concentration of such projects may, itself, cause problems, such as the possibility of increased crime and bringing more low income <br /> population into Gifford. Currently, there are no active applications proposing additional subsidized housing projects in Gifford. <br /> ■ Neighborhood Associations <br /> Although the Progressive Civic League of Gifford functions as a representative of the Gifford community, there are not many <br /> neighborhood associations in Gifford. These types of associations could facilitate communication within neighborhoods and between <br /> neighborhoods. They could also coordinate "clean-ups", aid COPE and Code Enforcement, and generally look after local needs, <br /> particularly in residential areas. <br /> ➢ Summary <br /> Generally, Gifford's poor housing conditions are located in East Gifford and are, to a large degree, caused by absentee landlords and <br /> low income owners that cannot afford to maintain their homes. To improve the housing situation, the County needs to coordinate <br /> COPE and code enforcement efforts to focus on maintenance of residential buildings, especially on properties owned by absentee <br /> landlords. To encourage home ownership, and improve housing conditions in Gifford, several programs need to be expanded. Those <br /> programs include the SHIP Program, Habitat for Humanity, Every Dream has a Price, and the CDBG program, especially in East <br /> Gifford. <br /> Community Development Indian River County 50 <br />