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IMPORTANT <br />ARTHUR J. GALLAGHER & CO. DISCLAIMER <br />SURPLUS LINES (NON -ADMITTED) CARRIERS <br />"This insurance is issued pursuant to the Florida Surplus Lines Law. Persons insured by <br />surplus lines carriers do not have the protection of the Florida Insurance Guaranty Act to <br />the extent of any right of recovery for the obligation of an insolvent unlicensed insurer." <br />188 <br />