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OWNER'S POLICY OF TITLE INSURANCE <br />(with Florida Modifications) <br />* Policy Number OXFL-08285064 File Number: 44080342 <br />* * ** Issued by Old Republic National Title Insurance Company <br />* Any notice of claim and any other notice or statement in writing required to be given to the <br />* * Company under this Policy must be given to the Company at the address shown in Section 18 <br />* of the Conditions. <br />COVERED RISKS <br />SUBJECT TO THE EXCLUSIONS FROM COVERAGE, THE EXCEPTIONS FROM COVERAGE CONTAINED IN <br />SCHEDULE B, AND THE CONDITIONS, OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY, a Minnesota corporation (the "Company') insures, <br />as of Date of Policy, against loss or damage, not exceeding the Amount of Insurance, sustained or incurred by the Insured by reason of: <br />1. Title being vested other than as stated in Schedule A. <br />2. Any defect in or lien or encumbrance on the Title. This Covered Risk includes but is not limited to insurance against loss from <br />(a) A defect in the Title caused by <br />(i) forgery, fraud, undue influence, duress, incompetency, incapacity, or impersonation; <br />(ii) failure of any person or Entity to have authorized a transfer or conveyance; <br />(iii) a document affecting Title not properly created, executed, witnessed, sealed, acknowledged, notarized, or delivered: <br />(iv) failure to perform those acts necessary to create a document by electronic means authorized by law; <br />(v) a document executed under a falsified, expired, or otherwise invalid power of attorney; <br />(vi) a document not properly filed, recorded, or indexed in the Public Records including failure to perform those acts by electronic <br />means authorized by law; or <br />(vii) a defective judicial or administrative proceeding. <br />(b) The lien of real estate taxes or assessments imposed on the Title by a governmental authority due or payable, but unpaid. <br />(c) Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the Title that would be disclosed by an accurate <br />and complete land survey of the Land. The term "encroachment" includes encroachments of existing improvements located on the Land <br />onto adjoining land, and encroachments onto the Land of existing improvements located on adjoining land. <br />3. Unmarketable Title. <br />4. No right of access to and from the Land. <br />5. The violation or enforcement of any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) restricting, <br />regulating, prohibiting, or relating to <br />(a) the occupancy, use, or enjoyment of the Land; <br />(b) the character, dimensions, or location of any improvement erected on the Land; <br />(c) the subdivision of land; or <br />(d) environmental protection <br />if a notice, describing any part of the Land, is recorded in the Public Records setting forth the violation or intention to enforce, but only to <br />the extent of the violation or enforcement referred to in that notice. <br />In Witness Whereof, OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY, has caused this policy to be signed and sealed as of Date of Policy <br />shown in Schedule A, the policy to become valid when countersigned by an authorized signatory of the Company. <br />Policy Issuer: <br />Countersigned: ATLANTIC COASTAL LAND TITLE COMPANY, LLC <br />855 21ST STREET, STE C <br />CENTERSTATE BANK BLDG, 2ND FLR <br />VERO BEACH, FL 32960 <br />PHONE: 772-569-4364 <br />T <br />Authorized Officer or Licensed Agent <br />ORT Form 4309 FL <br />ALTA Owners Policy of Title Insurance 6.17.06 (with Florida Modifications) <br />OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY <br />A Stock Company <br />400 Second Avenue South, Minneapolis, Minnesota 55401 <br />(612) 371-1111 <br />By President <br />AttestSecretary <br />21-' <br />