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EXHIBIT D INSURANCE REQUIREMENTS CONTRACTOR must provide OWNER with proof that it has insurance as follows: a. Workers' Compensation — to meet statutory limits in compliance with the Workers' Compensation Law of Florida. This policy must include Employer Liability with a limit of $100,000 for each accident, $500,000 disease (policy limit) and $100,000 disease (each employee). b. Commercial General Liability — coverage shall provide minimum limits of liability of$500,000 per occurrence Combined Single Limit for Bodily Injury and Property Damage. This shall include coverage for: ■ Premises/Operations ■ Products/Complete Operations ■ Contractual Liability ■ Independent Contractors C. Business Auto Liability — coverage shall provide minimum limits of liability of $500,000 per occurrence Combined Single Limit for Bodily Injury and Property Damage. This shall include coverage for: ■ Owned Autos ■ Hired Autos ■ Non-Owned Autos The required insurance shall be evidenced by delivery to the County of 1) certificates of insurance executed by the insurers listing coverages and limits, expiration dates and terms of policies and all endorsements whether or not required by the County, and listing all carriers issuing such policies; and 2) upon request, a certified copy of each policy, including all endorsements. The insurance requirements shall remain in effect throughout the term of this Agreement. Each insurance policy shall include the following conditions by endorsement to the policy: 1.. Contractor shall also notify County, in a like manner, within twenty-four (24) hours after receipt, of any notices of expiration, cancellation, nonrenewal, or material change in coverage received by Contractor from its insurer; and nothing contained herein shall absolve Contractor of this requirement to provide notice. 2. Companies issuing the insurance policy, or policies, shall have no recourse against County for payment of premiums or assessments for any deductibles which all are at the sole responsibility and risk of Contractor. 3. The term "County" or "Indian River County" shall include all Authorities, Boards, Bureaus, Commissions, Divisions, Departments, and Offices of County and individual members, employees thereof in their official capacities, and/or while acting on behalf of Indian River County. 4. Indian River County Board of County Commissioners shall be endorsed to the required policy or policies as an additional named insured. 5. The policy clause "Other Insurance" shall not apply to any insurance coverage currently held by County to any such future coverage, or to County's self-insured retention of whatever nature. County hereby waives subrogation rights for loss or damage against the County.