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Solution: <br />Indian River County, along with County Emergency Management, is interested in partnering with the <br />State Division of Emergency Management on the Indian River Residential Retrofit Program to <br />address the above needs. Indian River County is seeking $194,000 in Hurricane Loss Mitigation <br />funds to support the mitigation of qualified homes through the Indian River Residential Retrofit <br />Program. The Retrofit Program will focus on a systemic approach that combines all aspects of wind <br />mitigation solutions, including roof improvements (sheathing, covering, deck, water barrier), gable <br />end reinforcements, straps, protection on openings (e.g., exterior/garage doors, windows, soffits <br />and roof ventilations) and anchoring of wall or floor units to the foundation. This will afford the <br />homeowner an increased level of protection during windstorm events, while reducing homeowner <br />insurance costs in our community. This will in return limit the property damages and loss. As wind <br />mitigation measures can lower homeowner's insurance premiums the Retrofit Program will use the <br />Florida Uniform Mitigation Verification Form, which will be given',to the homeowner to submit to their <br />insurance company. <br />V Y <br />Benefits: <br />The Retrofit Program offers both short and long-term;.benefits for participating homeowners, the <br />community, and the public at large. First, the pg.ram enables familiesTa financial feasible way to <br />obtain wind mitigation retrofits for their homes; that otherwise would not b0b1e to. This may allow <br />those residents to stay in their homes and shelter iniplace during wind storm events. This may in <br />turn help to reduce demand on scarce resources suchfas shelter-beds/space. The,fetrofit Program <br />may also reduce the need for Federal Emergency ManagementvAgency (FEMA) expenditures for <br />temporary housing of individuals displ"a ced,sjfrom their home's,'lnithe event of damage major <br />windstorms, as well as reducing the potential number of in Ci7re�s and deaths attributable to these <br />storms. Another potential benefit for programgpa�rticipants is th�etexpected savings the mitigation <br />measures could provide in the form of yeaI;y disEo.un`ts.in home`ow.ner insurance premiums. This <br />amount can add up to a considerable sum ovk1.er the lifeeoftthe measures. This is especially important <br />for the low and moderateTincome.homeowners ;with limitedfinancial resources or those that would <br />otherwise choose not to obtain -aleowner s insuranc0becauserof the pre -mitigation retrofits cost. <br />16 <br />116 <br />