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(2) Small Project Grant <br /> A Small Project Grant is approved when the <br /> total project cost to repair or replace eligible <br /> public damage is less than $121,600 (FY <br /> 2015). The Project Worksheets for small <br /> projects provide funds based on estimated <br /> costs. The FEMA share of approved small <br /> projects are paid to the applicant as soon as <br /> the Federal Funds are obligated to the state. <br /> The state share is paid upon completion of the <br /> projects. <br /> 2. Individual Assistance <br /> The purpose of individual damage assessment is to <br /> determine the extent to which individuals and private <br /> businesses have been impacted by the disaster. There may <br /> be programs available to assist them in obtaining any <br /> entitled aid. The two basic categories of eligible individual <br /> damage include: <br /> a. Damage to Homes <br /> A person whose residence has been damaged due to <br /> a disaster may qualify for various forms of disaster <br /> assistance. When damage assessors go into the <br /> field, they will estimate the degree of damage to the <br /> home, evaluate the victim's insurance coverage, <br /> estimate the victim's income, and determine the <br /> habitability and type of the victim's home. Form B, <br /> attached, is used by the damage assessment teams <br /> in the field to quantify the damage. <br /> b. Damage to Businesses <br /> Privately-owned businesses that were damaged or <br /> destroyed by the disaster can qualify for individual <br /> assistance programs. The same procedures used to <br /> assess damages to homes, Form C, attached; are <br /> used to quantify, as well as determine the impact <br /> those damages will have on the community. Loss of <br /> a business may result in lost jobs, income, etc., to the <br /> individual owner and employees. <br /> Indian River County Comprehensive Emergency Management Plan Annex III - Page 9 <br />