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8.1 The Consultant shall not commence work on this Agreement until it has obtained all insurance required under this Agreement and such insurance has been approved by the County's Risk Manager. 8.2 Consultant shall procure and maintain, for the duration of this Agreement, the minimum insurance coverage as set forth herein. The cost of such insurance shall be included in the Consultant's fee: 8.2.1. Workers' Compensation and Employer's Liability Insurance. Statutory requirements for worker's compensation and employer's liability of $100,000 each accident, $500,000 disease policy limit, and $100,000 disease each employee. 8.2.2 Business Automobile Insurance. This coverage shall include owned, hired and non -owned vehicles at a minimum combined single limit of $300,000 per occurrence. 8.2.3 General Liability Insurance. Commercial general liability coverage, including contractual liability and independent contractor, with a minimum combined single limit of $300,000 per occurrence. 8.2.4 Professional Liability. Professional liability insurance at a minimum limit of $1,000,000. 8.2.5 Consultant agrees to provide the insurance required, written by a carrier licensed to do business in Florida. The insurance company selected shall be rated A - VII or better, per the Best's Key Rating Guide. 8.2.6 Indian River County and Indian River Water Control District must be added as an additional insured on all policies described above. The certified policies of insurance shall be submitted to the Risk Manager for Indian River County ten (10) days prior to the commencement of any work under the Agreement. A certificate of insurance will be provided to the Risk Manager for review and approval. The certificate shall provide for Indian River County and Indian River Farms Water Control District to be named as additionally insured for Business Automobile Insurance and General Liability Insurance for work under the Agreement. 8.2.7 The COUNTY shall be given thirty (30) days written notification of intent to cancel or modification of any stipulated insurance. Insurance coverage shall be written on an occurrence basis with a company licensed to do business in the State of Florida. 8.2.8 Consultant shall include all sub -consultants as insured under its policies or shall furnish separate certificates and endorsements for each sub -consultant. All coverages for sub -consultants shall be subject to all of the requirements stated herein. 8.2.9 The COUNTY, by and through its Risk Manager, reserves the right periodically to review any and all policies of insurance and reasonably to adjust the 7 C:\Users\Matt Van Ert\DesktopURC_VEN AS_RB Project\Budget and SO\MSM and Budget Revision Aug2016U0IAPS Agreement.doc 257