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WESTCOR LAND TITLE INSURANCE COMPANY <br />Owner's Title Insurance Policy <br />Agent's File No: 44081063 <br />Policy No: OP -25 -FL -1394-3882952 <br />SCHEDULE B <br />This policy does not insure against loss or damage (and the Company will not pay costs, attorneys' fees or expenses) <br />which arise by reason of: <br />GENERAL EXCEPTIONS: <br />1. (a) Any encroachment, encumbrance, violation, variation, or adverse circumstances affecting the Title that <br />would be disclosed by an accurate and complete land survey of the Land. The term "encroachment" includes <br />encroachments of existing improvements located on the Land onto adjoining land, and encroachments on the Land <br />of the existing improvements located on adjoining land. <br />(b) Easements, or claims of easements, not shown by the public records. <br />(c) If the land described herein abuts a river, lake, stream or other waterway --- the nature and extent of riparian <br />and/or littoral rights, title to any portion of the land which is submerged, title to any portion below the mean high water <br />mark of a tidal waterway, and title to any portion which consists of "filled-in lands"; and/or any claim that any portion <br />of said lands are sovereign lands of the State of Florida. <br />(d) Taxes or special assessments which are not shown as existing liens by the public records. <br />SPECIAL EXCEPTIONS: <br />2. The mortgage referred to in item 2 of Schedule A hereof, if any. <br />3. General and special real property taxes and assessments for tax year 2014 and subsequent years. <br />4. Declaration of Unity of Title recorded in Official Records Book 1553, Page 2264, of the <br />Public Records of Indian River County, Florida. <br />5. Existing unrecorded leases and all right thereunder of the lessees and of any person <br />claiming by, through or under lessees. <br />6. Anything to the contrary notwithstanding, this policy does not attempt to set out in the <br />manner in which all the oil, gas and minerals in, on or under the property described in <br />Schedule A are now vested, and this policy does not insure any oil, gas or minerals in, on or <br />under the property described in Schedule A, nor any rights or easements in connection <br />Pol I - Policy Insert Page 3 <br />