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12.3 Bank may electronically record any <br />telephone 'conversations between Bank personnel and <br />Customer. <br />12.4 Wire transfer transactions are subject to <br />all the foregoing and all regulations governing electronic <br />transactions, including but not limited to Article 4A of the <br />Uniform Commercial Code. <br />13. Effectiveness. Customer agrees to all the terms <br />and conditions of this Appendix. The liability of Bank <br />under this Appendix shall in all cases be subject to the <br />provisions of the Cash Management Master Agreement, <br />including, without limitation, any provisions thereof that <br />exclude or limit warranties made by, damages payable by <br />or remedies available from Bank. This Appendix replaces <br />and supersedes all prior agreements on file with respect to <br />the Services and shall remain in full force and effect until <br />termination or such time as a different or amended <br />Appendix is accepted in writing by Bank or the Cash <br />Management Master Agreement is terminated. <br />HC# 4852-0802-2554 35 61'58 0614 <br />P49 <br />