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with the books and records of the Company. In addition, the, <br />Company shall provide, in a timely manner, procurement or <br />purchase -related transaction and spending data and such other <br />current financial information concerning the Company and the; <br />use of the Cards and Accounts as TD may request. If <br />applicable, the Company will notify TD within five business! <br />days of any change in the Company's bond rating. <br />6.5 ASSIGNMENT. This Agreement shall be <br />binding upon, and shall inure to the benefit of, the parties <br />hereto and their respective heirs, executors, administrators, <br />legal representatives, successors and assigns; provided, that' <br />the Company may not assign this Agreement or any interest, <br />payment, or rights hereunder without the prior written consent <br />of TD, and any such attempted assignment without such <br />consent shall automatically be void. <br />6.6 FORCE MAJEURE. If either party is <br />rendered unable, wholly or in part, by a force outside the <br />control of such party (including, but not limited to, an act of, <br />God, war, fire, flood, explosion, act of governmental <br />authority, strike, civil disturbance or breakdown of telephone, <br />computer or automated mailing equipment) to carry out its <br />obligations under this Agreement (other than a payment <br />obligation), or TD is notified by a state or federal regulatory <br />body or by Visa that any aspect of the Program or this <br />Agreement does not comply with any applicable law, <br />regulation, rule, policy, or order applicable to TD, the affected <br />party shall give the other party prompt written notice to that <br />effect. Thereafter, the affected obligations of the party giving <br />the notice shall be suspended and the failure to perform such <br />obligations shall not be deemed a breach of or Default under <br />this Agreement so long as the affected party is unable to so <br />perform for such reason. A party excused from performance <br />pursuant to this Section 6.6 shall exercise all reasonable <br />efforts to continue to perform its obligations hereunder and <br />shall thereafter continue with reasonable due diligence and <br />good faith to remedy its inability to so perform. <br />6.7 ENTIRE AGREEMENT. This Agreement <br />contains the entire agreement and understanding between and <br />among the parties on the subject matter hereof and supersedes' <br />all prior proposals, negotiations, agreements and <br />understandings between the parties. All exhibits and addenda+ <br />attached hereto are hereby incorporated by reference and made <br />a part of this Agreement. <br />6.8 SEVERABILITY AND WAIVER. If any; <br />provision of this Agreement or portion of such provision or! <br />the application thereof to any person or circumstance shall to <br />any extent be held invalid or unenforceable, the remainder of <br />this Agreement (or the remainder of such provision) and the! <br />application thereof to other persons or circumstances shall not <br />be affected thereby. No course of dealing and no delay or; <br />omission by either party in exercising any of its rights under, <br />this Agreement in a particular instance shall be construed as a! <br />waiver of those rights or any other rights for any purpose and! <br />waiver on any one or more occasions shall not be construed as <br />a bar to or waiver of any right or remedy of either party on any <br />future occasion. <br />6.9 CHOICE OF LAW. This Agreement shall be <br />governed by and construed in accordance with federal law, <br />and, to the extent not preempted, the substantive laws of the <br />state where the Company has its main office, without regard to <br />the conflict of law principles thereof, except that all credit <br />shall be extended from Delaware and all credit terms, <br />including, but not limited to, the account set up charges, the <br />fees and periodic finance charges, the date finance charges <br />begin to accrue if the new balance is not paid on the payment <br />due date, the method of determining the balance upon which <br />periodic finance charges will be imposed, and the allocation of <br />payments and credits, will be governed by and construed in <br />accordance with federal law and the laws of the State of <br />Delaware, to the extent incorporated into federal law, without <br />regard to the conflict of law principles thereof. <br />6.10 SURVIVAL. Sections 1, 4, 5.4, 6.9, 6.10, 6.11, <br />6.16, 6.17, 6.18, 6.19 and 6.20 shall survive the termination or <br />expiration of this Agreement. <br />6.11 CONFIDENTIALITY. All information <br />furnished by either party in connection with this Agreement, <br />the Program, or the Transactions contemplated hereby shall be <br />kept confidential (and shall be used by the other party only in <br />connection with this Agreement), except to the extent that <br />such information (a) is already lawfully known when received, <br />(b) thereafter becomes lawfully obtainable from other sources, <br />(c) is required to be disclosed in any document filed with the <br />Securities and Exchange Commission, federal banking <br />regulators, or any other agency of any government, or (d) is <br />required by law to be disclosed, provided that notice of such <br />disclosure has been given (when legally permissible) by the <br />party proposing to make such disclosure, which notice, when <br />practicable, shall be given sufficiently in advance of the <br />proposed disclosure to permit the other party to take legal <br />action to prevent the disclosure. The parties shall advise all <br />employees, consultants, advisors, agents and other <br />representatives (collectively, "representatives") who will have <br />access to any confidential information of the obligations <br />contained herein. The parties shall not distribute, disclose, or <br />disseminate confidential information to anyone except its <br />representatives who are involved in this Agreement, the <br />Program, or the Transactions contemplated by the parties. <br />Upon termination of this Agreement, each party shall <br />promptly cause all copies of documents or extracts thereof <br />containing any such information and data which has been <br />provided by or which relates to the other party to be returned <br />to such other party; provided, that each party may retain in its <br />files copies of such materials as it shall deem necessary solely <br />for archival purposes. <br />TD Hank 06115 <br />Internal <br />P81 <br />