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Employee Group Ufa insurance / Accidental Death & Dismemberment I Supplemental <br />Life Insurance / Voluntary Dependent Life Insurance <br />The most advantageous proposal for Life. Accidental Death & Dismemberment and Voluntary <br />Supplemental and Dependent Life Insurance was submitted through the Lon Bryan lnswana Agency <br />using Highmark Life Insurance Company. It is recommended for selection Other proposals were <br />either incomplete or result in higher cost. <br />Proposer <br />Insurance <br />Company <br />A M Best Rating <br />Purchase Indep. <br />Match Desired <br />Limits? <br />Exceptions <br />Indian River County <br />Life and Accidental Death & Dismemberment Coverage <br />Voluntary Employee Supplemental Life <br />Voluntary Dependent Life <br />Reductions due to <br />age <br />Sample Policy? <br />Waiver of <br />Premium? <br />Acceleration of <br />Benefits for <br />terminal illness? <br />Conversion <br />provision? <br />Coverage for <br />retirees? <br />Rate Guarantee? <br />90 day notice of <br />rate increase <br />Basic Life <br />AD&D <br />Conversion <br />Lon Bryan <br />Highmark <br />A <br />Yes <br />Yes <br />No <br />Age 70 <br />-50% <br />Yes <br />Yes <br />Yes <br />Yes <br />Yes <br />2 yrs. <br />Yes <br />Lon Bryan <br />Standard <br />Ins. Co. <br />A <br />Yes <br />No <br />Different <br />Limits <br />Age 65 <br />-65% <br />70-50% <br />75.35% <br />Yes <br />Yes <br />Yes <br />Yes <br />Yes <br />2 yrs. <br />Yes <br />National <br />Services <br />Standard <br />Security <br />A <br />Yes <br />Yes <br />No <br />Age 75 <br />-50% <br />Yes <br />Yes <br />Yes <br />Yes <br />Current <br />Pian <br />2 yrs. <br />Yes <br />BCBS <br />Florida <br />Combined <br />A <br />Yes <br />Yes <br />None <br />Age 70 <br />-50% <br />Yes <br />Yes <br />Yes <br />Yes <br />Life only <br />Yes <br />Yes <br />Willis <br />Corroon <br />Reliastar <br />A+ <br />Yes <br />Yes <br />Age 70 <br />-50% <br />No <br />Yes <br />Yes <br />Yes <br />2 yrs. <br />Not <br />known <br />5.27 <br />5.04 <br />Yes <br />5.29 <br />5.04 <br />Yes <br />5.35 <br />5.04 <br />Yes <br />5.41 <br />5.04 <br />Yes <br />5.47 <br />5.03 <br />Not <br />known <br />