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BASIC INFORMATION <br />1. Why is there a notice? <br />2. What is this lawsuit about? <br />3. Are there any related lawsuits? <br />4. Why is this a class action? <br />5. Why is there a Settlement? <br />3 <br />WHO IS IN THE SETTLEMENT? 4 <br />6. How do I know if I am part of the Settlement? <br />7. What is the London Interbank Offered Rate ("LIBOR")? <br />8. What U.S. Dollar LIBOR -based instruments are covered by the Settlement? <br />9. Does the Settlement include instruments where I only pay interest based on <br />LIBOR rate? <br />10. What if I am not sure whether I am included in the Settlement? <br />THE SETTLEMENT BENEFITS <br />11. What does the Settlement provide? <br />12. How much will my payment be? <br />13. When will I receive my payment? <br />14. What am I giving up to stay in the Class? <br />HOW TO RECEIVE A PAYMENT <br />U.S. Dollar <br />15. How can I receive a payment? <br />16. What if my claim is rejected? <br />8 <br />EXCLUDING YOURSELF FROM THE SETTLEMENT 8 <br />17. How do I get out of the Settlement? <br />18. If I do not exclude myself, can I sue Barclays for the same thing later? <br />19. If I exclude myself, can I still get a payment from this Settlement? <br />THE LAWYERS REPRESENTING YOU 9 <br />20. Do I have a lawyer in the case? <br />21. How will the lawyers be paid? <br />OBJECTING TO THE SETTLEMENT 9 <br />22. How do I tell the Court if I do not like the Settlement? <br />23. What is the difference between objecting and asking to be excluded? <br />THE FAIRNESS HEARING 10 <br />24. When and where will the Court decide whether to approve the Settlement? <br />25. Do I have to attend the hearing? <br />26. May I speak at the hearing? <br />GETTING MORE INFORMATION 11 <br />27. How do I get more information? <br />QUESTIONS? CALL 1-888-568-7640 OR VISIT WWW.BARCLAYSLIBORSETTLEMENT.COM <br />-2- <br />P161 <br />