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WATER DAMAGE. TOXIC MOLD, AND ENVIRONMENTAL DISCLOSURE, <br />RELEASE, AND INDEMNIFICATION AGREEMENT <br />The undersigned parties to that certain Purchase and Sale Contract dated , 2017 for the <br />purchase of the Property and the improvements commonly known as See Exhibit A (the <br />"Property") between Indian River Countv (`Buyer") and TD Bank, N.A. ("Seller"), <br />acknowledge, stipulate, covenant and agree as follows: <br />Seller hereby advises Buyer that the Property (including, but not limited to, the basement, the <br />surrounding land, any structures thereon, and non-structural elements or items thereon or therein, <br />and any subsurface or subterranean conditions) is or may be affected by water or moisture <br />damage, toxic mold, and/or other environmental hazards or conditions, Seller further advises <br />Buyer that as a consequence of possible water damage and/or excessive moisture, the Property <br />may be or has been irrevocably contaminated with mildew, mold, and/or other microscopic <br />organisms. Buyer is being advised that exposure to certain species of mold may pose serious <br />health risks, and those individuals with immune system deficiencies, infants, children, the <br />elderly, individuals with allergies or respiratory problems, and pets are particularly susceptible to <br />experiencing adverse health effects from mold exposure. <br />Buyer acknowledges that Seller has advised Buyer to make his/her own evaluation of the <br />Property and to have the Property thoroughly inspected. Buyer has been further advised by Seller <br />that all areas contaminated with mold, and/or other environmental hazards or conditions, should <br />be properly and thoroughly remediated. Additionally, Buyer has been advised by Sellers that <br />habitation of the Properly without complete remediation may subject the inhabitants to <br />potentially serious health risks and/or bodily injury. Buyer acknowledges that it is the sole <br />responsibility of Buyer to conduct any remediation on the Property. <br />Buyer also acknowledges that Buyer is buying the Property AS -IS. Buyer represents and <br />warrants to Seller that Buyer has made (or will make before closing on the purchase of the <br />Property) his/her own inspection and evaluation of the Property to Buyer's complete satisfaction, <br />and Buyer accepts the Property AS -IS at the time .of closing. Buyer is electing to purchase the <br />Property from Seller in an AS -IS condition with full knowledge of the potential condition of the <br />Property, the potentially serious health risks, and the potential liability that Buyer could incur as <br />the owner of the Property for claims, losses, and damages arising out of any toxic mold <br />contamination and/or other environmental hazards or conditions on the Property. Buyer agrees <br />that the purchase price of the Property reflects the agreed upon value of the Property AS -IS <br />taking into account the aforementioned disclosures. <br />Buyer understands and acknowledges that the Property was acquired by Seller through <br />foreclosure, deed in lieu of foreclosure, or similar process, that Seller has never occupied the <br />Property, and that Seller has little or no direct knowledge regarding the condition of the Property. <br />Buyer further acknowledges that Seller has not made and does not make any express or implied <br />representations or warranties of any kind with respect to the environmental condition of the <br />Property or whether the Property is in compliance with applicable local, state, or federal <br />environmental or other laws, statutes, regulations, rules, ordinances, codes, or standards <br />("Laws"). Buyer hereby agrees not to pursue any claims, losses, or damages against Seller or <br />FL <br />Confidential <br />S(c.10 <br />12 <br />