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shall have their own Professional Liability Insurance. <br />(2) Minimum Scope of Insurance <br />(a) Worker's Compensation as required by the State of Florida. <br />Employers Liability of $100,000 each accident, $500,000 disease policy <br />limit, and $100,000 disease each employee. <br />(b) General Liability $1,000,000 combined single limit per accident for <br />bodily injury and property damage. COUNTY shalt be an additional insured. <br />Auto Liability $1,000,000 combined single limit per accident for bodily <br />injury and property damage for owned and non -owned vehicles. COUNTY <br />shall be an additional insured. <br />(c) Auto Liability $1,000,000 combined single limit per accident for <br />bodily injury and property damage for owned and non -owned vehicles. <br />COUNTY shall be an additional insured. <br />(d) Professional Liability Insurance providing coverage for negligent <br />acts, errors, or omissions committed or alleged to have been committed <br />by CONSULTANT with a limit of$500,000 per claim/annual aggregate. <br />There shall be no more than $200,000 deductible per claim amount unless the <br />CONSULTANT provides a Certified Copy of a financial report which has <br />been approved by the County Risk Manager. This insurance shall extend <br />coverage to loss of interest, earning, profit, use and business interruption, <br />cost of replacement power, and other special, indirect and consequential <br />damages. <br />(3) Any deductibles or self-insured retentions greater than $200,000 must be <br />Approved by the Risk Manager for Indian River County with the ultimate <br />responsibility for same going to the CONSULTANT. <br />(4) CONSULTANTS insurance coverage shall be primary. <br />(5) All above insurance policies shall be placed with insurers with <br />a Best's rating of no less than A. The insurer chosen shall also be licensed <br />to do business in Florida. <br />(6) The insurance policies procured shall be "Claims Made" policies or as <br />generally available on the open insurance market. <br />(7)The Insurance Carriers shall supply Certificates of Insurance evidencing such <br />coverage to the Indian River County Risk Management Department prior to the <br />execution of this Agreement. <br />(8)The insurance companies selected shall send written verification to the <br />Indian River County Risk Management Department that they will provide 30 days written <br />notice to the Indian River County Department of Risk Management of its intent to <br />cancel or terminate said policies of insurance. <br />(9) CONSULTANT shall include all sub -consultants as insured under its policies <br />or shall furnish separate certificates and endorsements for each sub- consultant. All <br />coverages for sub -consultants shall be subject to all of the requirements stated herein. <br />(10) CONSULTANT hereby agrees to indemnify Indian River County and <br />Representatives thereof from all claims arising solely from negligent acts, errors or <br />omissions of the CONSULTANT or CONSULTANTS REPRESENTATIVES in the <br />performance of Professional Services under this Agreement and for which <br />CONSULTANT is legally liable. <br />12 <br />