04/03/2018 - Laserfiche WebLink

Home Browse Search

of any aircraft, "auto", watercraft or "mobile equipment" that is ownedor operated by or rented or loaned to any insured. (c) Causing or contributing to the intoxication of any person, furnishing alcoholic beverages to a person under the legal drinking age or under the influence of alcohol, or any statute, ordinance or regulation relating to the sale, gift, distribution or use of alcoholic beverages. (d) Loss of or damage to property owned by an insured. (2) "Bodily injury" to an "employee" or "volunteer worker". This exclusion does not apply to "employment related practices". (3) "Personal and advertising injury". However, this exclusion does not apply to an actual or alleged act, error or omission by you or any insured arising out of the violation of any federal, state or local statute, ordinance or regulation that addresses, prohibits, or limits the printing, dissemination, disposal, collecting, recording, sending, transmitting, communicating or distribution of individually identifiable health information. (4) Breach of contract other than an "employment contract." (5) Damages, other than defense costs, for any actual or alleged breach of any "employment contract". This exclusion does not apply to liability for damages that the insured would have in the absence of the "employment contract". (6) Liability assumed by an insured in a contract or agreement. This exclusion does not apply to liability_ for damages that the insured would have in the absence of the contract or agreement. (7) Fines or penalties imposed by any federal, state or local governmental authority. (8) Costs or expenses incurred by the insured to comply with any demand or order by any federal, state or local governmental authority. (9) Any "claim" seeking relief or redress in any form other than monetary damages. K Supplementary"Payments Coverages A and B -is amended to read' Supplementary Payments — Coverages A, B and D. C. The following are added to Paragraph 2. of Section II — Who Is An Insured but only with respect to Coverage D Emergency Service Liability: Spousal Liability If a "claim" or "suit" for a "wrongful act" committed or allegedly committed by an insured person includes a "claim" or "suit" against the insured person's spouse (whether such status is derived by reason of statutory or common law, or any other law of any country) solely by reason of: 1. Such spousal status; or 2. Such spouse's ownership interest in property or assets that are sought as recovery for the "wrongful act" committed or allegedly committed by the insured person; all monetary damages which such spouse becomes legally obligated to pay by reason of such "wrongful act" will be treated, for the purposes of this policy, as monetary damages which the insured person becomes legally obligated to pay. Such monetary damages will be covered under Coverage D only if, and to the extent, such monetary damages would be covered if the insured person were legally obligated to pay them. However, this extension will not afford coverage for a "wrongful act" committed or allegedly committed by the spouse. Estates, Heirs And Legal Representatives If a "claim" or "suit" for a "wrongful act" committed or allegedly committed by a insured person includes a "claim" or "suit" against : 1. The estate, heirs or legal representatives of that deceased insured person; or 2. The legal representative of that insured person in the event of incompetency, insolvency or bankruptcy; all monetary damages which such estate, heirs or legal representatives become legally obligated to pay by reason of such "wrongful act" will be treated, for the purposes of this policy, as monetary damages which the GL 0200 01 15 McNeil & Co., 2015 P�aq 3 of 6 Includes copyrighted material of Insurance Services Office, Inc. with its permission.