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group accident insurance, group health, medical, or hospitalization insurance.
<br />"Claim" means:
<br />a. A verbal or written demand for monetary damages or for non -monetary relief because of a "wrongful act";
<br />or
<br />b. A verbal or written notice from any person or organization that it is their intent to seek monetary damages
<br />or non -monetary relief from an insured because of a "wrongful act";
<br />c. A verbal or written request for remedial action by an insured because of a "wrongful act".
<br />"Claim" does not include any labor or grievance proceeding that is subject to a collective bargaining agreement.
<br />This definition applies only to Coverage D Emergency Service Liability.
<br />"Discharge of professional duties" means work or operations performed by you or on your behalf as a fire
<br />department, ambulance company, rescue squad, emergency service association or other organization described
<br />in the Declarations. "Discharge of professional duties" includes, but is not limited to, training activities,
<br />fundraising, and community service.
<br />"EEOC Proceeding" means an investigative proceeding before the Equal Employment Opportunity Commission
<br />or an adjudicatory or investigative proceeding before any similar federal, state, or local government body whose
<br />purpose is to address "Employment Related Practices".
<br />"Employment contract" means a two-party contract between you and a single individual "employee".
<br />"Employment contract" does not mean a labor union contract or other collective bargaining agreement.
<br />"Employment related practices" means any of the following actual or alleged acts, errors or omissions by you or
<br />any insured involving a current or former "employee" or "volunteer worker", applicant for employment, or
<br />"volunteer worker" applicant:
<br />a. Discrimination based on race, ethnicity or national origin, religious or political affiliation, age or medical
<br />condition, disability or other protected characteristic of the Americans with Disabilities Act, gender,
<br />sexual orientation, marital status, or pregnancy.
<br />b. Sexual or other illegal workplace harassment including offensive, intimidating, coercive, or unwelcome
<br />conduct,_advances, contact or communications._
<br />c. Wrongful dismissal, discharge, or termination of employment or volunteer duties including retaliatory or
<br />constructive discharge.
<br />d. Breach of "employment contract", but we will not defend an employee in a "claim" made by the Named
<br />Insured against that employee.
<br />e. Wrongful failure to employ or promote.
<br />f. Wrongful deprivation of a career opportunity.
<br />g. Wrongful disciplinary action.
<br />h. Wrongful demotion or evaluation, or adverse change in the terms, conditions, or status of employment.
<br />i. Employment-related invasion of privacy.
<br />j. Employment-related defamation.
<br />k. Employment-related wrongful infliction of emotional distress.
<br />"Fire -Rescue Service" means any actual or alleged act, error or omission by you or any insured in:
<br />a. Providing or failing to provide firefighting services;
<br />b. Providing or failing to provide emergency rescue services;
<br />c. Providing or. failing to provide hazardous materials response services;
<br />d. Providing or failing to provide first aid;
<br />e. Providing or failing to provide professional services of an emergency medical technician (EMT),
<br />paramedic, or nurse, including:
<br />(1) Furnishing or dispensing, or failing to furnish or dispense drugs, or surgical or medical supplies or
<br />devices;
<br />(2) Providing or failing to provide ambulance or.emergency medical transportation services; and
<br />f. Dispatching or failing to dispatch personnel to provide any of the above services.
<br />"Suit" means a civil proceeding in which monetary damages are alleged, or seeking remedial action, because of
<br />a "wrongful act" to which this insurance applies. "Suit" shall include:
<br />a. An.arbitration or other alternative dispute resolution proceeding to which an insured must submit, or does
<br />submit with our consent, alleging a "wrongful act"; and
<br />b. A formal administrative or regulatory proceeding, including an "EEOC Proceeding`', alleging a "wrongful
<br />act".
<br />GL 0200 01 15 McNeil & Co., 2015 Pice85 of 6
<br />Includes copyrighted material of Insurance Services Office, Inc. with its permission.
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