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CRIME AND FIDELITY CR 00 21 11 15 COMMERCIAL CRIME COVERAGE FORM (LOSS SUSTAINED FORM) Various provisions in this Policy restrict coverage. Read the .entire Policy carefully to determine rights, duties and what is or is not covered. Throughout this Policy, the words "you" and "your" refer to the Named Insured shown in the Declarations. The words "we", "us" and "our" refer to the company providing this insurance. Other words and phrases that appear in quotation marks have special meaning. Refer to Section F. Definitions. A. Insuring Agreements Coverage is provided under the following Insuring Agreements for which a Limit Of Insurance is shown in the Declarations and applies to loss .that you sustain resulting directly from an "occurrence" taking place during the.Policy Period shown in the Declarations, except as provided in Condition E.1.k'or E.U., which is "discovered" by you during the Policy Period shown in the Declarations or during the period of time provided in the Extended Period To Discover Loss Condition EA .g.: 1. Employee Theft We will pay for loss of or damage to "money", "securities" and "other property" resulting directly from "theft" committed by an "employee", whether identified or not, acting alone or in collusion with other persons. For the purposes of this Insuring Agreement, "theft" shall also include forgery. 2. Forgery Or Alteration a. We will pay for loss resulting directly from "forgery" or alteration of checks, :drafts, promissory notes, or similar written promises, orders or directions to pay a sum certain in "money" that are: (1) Made or drawn by or drawn upon you; or (2) Made or drawn by one acting as your agent; or that are purported to have been so made or drawn. For the purposes of this Insuring Agreement, a substitute check as defined in the Check Clearing for the 21 st Century Act shall be treated the same as the original it replaced. CR 00 21 11 15 b. If you are sued for refusing to pay any instrument covered in Paragraph 2.a., on the basis that it has been forged or altered,. and you have our written consent to defend against the suit, we will pay for any reasonable legal expenses that you incur and pay in that defense. The amount that we will pay for such legal expenses is in addition to the Limit of Insurance applicable to this Insuring Agreement. 3. Inside The Premises— Theft Of Money And Securities We will pay for. a. Loss of "money" and "securities" inside the "premises" or "financial institution premises": (1) Resulting directly from "theft" committed by a person present inside such "premises" or "financial institution premises'; or (2) Resulting directly from disappearance or destruction. b. Loss from damage to the "premises" or its exterior resulting directly from an actual or attempted "theft" of "money" and '.securities", if you are the owner of the "premises" or are liable for damage to it. c. Loss of or damage to a locked safe, vault, cash register, cash box or cash drawer located inside the "premises" resulting directly from an actual or attempted "theft" of, or unlawful entry into, those containers. 4. Inside The Premises - Robbery Or Safe Burglary Of Other Property We will pay for: a. Loss of or damage to "other property": (1) Inside the "premises" resulting directly from an actual or attempted "robbery" of a "custodian`; or (2) Inside the "premises" in a safe or vault resulting directly from an actual or attempted "safe burglary". 0 Insurance Services Office, Inc., 2015 149 Page 1 of 15