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1 b. Acts Committed By Your Employees
<br />f. Governmental Action
<br />Learned Of By You Prior To The Policy
<br />Loss resulting from seizure or destruction of
<br />Period
<br />property by order of governmental authority.
<br />Loss caused by an "employee" if the
<br />g. Indirect Loss
<br />"employee" had also committed "theft" or
<br />Loss that is an indirect result of an
<br />any other dishonest act prior to the effective
<br />"occurrence" covered by this insurance
<br />date of this insurance and you or any of
<br />including,but not limited to, loss resulting
<br />your partners, "members", "managers",
<br />from:
<br />officers, directors or trustees, not in
<br />collusion with the "employee", learned of
<br />(1) Your inability to realize income that you
<br />such "theft" or dishonest act prior to the
<br />would have realized had there been no
<br />Policy Period shown in the Declarations.
<br />loss of or damage to. "money",
<br />"securities" or "other property";
<br />c. Acts Committed By Your Employees,
<br />Managers, Directors, Trustees Or
<br />(2) Payment of damages of any type for
<br />Representatives
<br />which you are legally liable. But, we will
<br />Loss resulting from "theft" or any other
<br />pay compensatory damages arising
<br />directly from a loss covered under this
<br />dishonest act committed by any of your
<br />d
<br />insurance; or
<br />"employees", "managers", directors,
<br />trustees or authorized representatives:
<br />(3) Payment of costs, fees other
<br />(1) Whether acting alone or in collusion with
<br />expenses you incur iestablishing
<br />either the existence or the amount of
<br />t
<br />other persons; or
<br />loss under this insurance.
<br />(2) While performing services for you or
<br />h. Legal Fees, Costs And Expenses
<br />otherwise;
<br />Fees, costs and expenses incurred by you
<br />except when covered under Insuring
<br />e
<br />ew
<br />pt
<br />which are related to any legal action, except
<br />reA.1.
<br />Agreement
<br />when covered under Insuring Agreement
<br />d. Confidential Or Personal Information
<br />A.2.
<br />Loss resulting from:
<br />i. Nuclear Hazard
<br />(1) The disclosure or use of another
<br />Loss or damage resulting from nuclear
<br />person's or organization's confidential or
<br />reaction or radiation, or radioactive
<br />personal information; or
<br />contamination, however caused.
<br />(2) The disclosure of your confidential or
<br />j. Pollution
<br />personal information. However, this
<br />Loss or damage caused by or resulting
<br />Paragraph 1.d.(2) does not apply to loss
<br />from pollution. Pollution .means the
<br />otherwise covered under this insurance
<br />discharge, dispersal, seepage, migration,
<br />that results directly from the use of your
<br />release or escape of any solid, liquid,
<br />confidential or personal information.
<br />gaseous or thermal irritant or contaminant,
<br />For the purposes of this exclusion,
<br />including smoke, vapor, soot, fumes, acids,
<br />confidential or personal information
<br />alkalis, chemicals and waste. Waste
<br />includes, but is not limited to, patents, trade
<br />includes materials to be recycled,
<br />secrets, processing methods, customer
<br />reconditioned or reclaimed.
<br />lists, financial information, credit card
<br />k. Virtual Currency
<br />information, health information or any other
<br />type of nonpublic information.
<br />Loss involving virtual currency of any kind,
<br />by whatever name known, whether actual
<br />e. Data Security Breach
<br />y
<br />or fictitious including, but not limited to,
<br />Fees, costs, fines, penalties and other
<br />digital currency, crypto currency or any
<br />expenses incurred by you which are related
<br />other type of electronic currency_
<br />to the access to or disclosure of another
<br />I. War And Military Action
<br />person's or organization's confidential or
<br />personal information including, but not
<br />Loss or damage resulting from:
<br />limited to, patents, trade secrets,
<br />(1) War, including undeclared or civil war;
<br />processing methods, customer lists,
<br />financial information, credit card
<br />information, health information or any other
<br />type of nonpublic information.
<br />151
<br />CR 00 21 11 15 © Insurance Services Office, Inc., 2015 Page 3 of 16
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