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CRIME AND FIDELITY <br />CR 0175 10 10 <br />THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. <br />FLORIDA CHANGES - BINDING ARBITRATION <br />This endorsement modifies insurance provided under the following: <br />COMMERCIAL CRIME COVERAGE FORM <br />COMMERCIAL CRIME POLICY <br />EMPLOYEE THEFT AND FORGERY POLICY <br />GOVERNMENT CRIME COVERAGE FORM <br />GOVERNMENT CRIME POLICY <br />GOVERNMENT EMPLOYEE THEFT AND FORGERY POLICY <br />KIDNAP/RANSOM AND EXTORTION COVERAGE FORM <br />KIDNAP/RANSOM AND EXTORTION POLICY <br />If you and we disagree on the amount of loss, both <br />parties' may, by mutual consent, agree to arbitration of <br />the disagreement. <br />If both parties agree to arbitrate, each party will select <br />an arbitrator. The two arbitrators will select a third. If <br />they cannot agree on the third within 30 days, both <br />parties must request that selection be made by a <br />judge of a court having jurisdiction. Each party will <br />1 Pay the. ovnancao-it .-inniirc• anri <br />.2. Bear the expenses of the third arbitrator equally. <br />Unless both parties agree otherwise, arbitration will <br />take place in the county in which the address shown <br />in the Declarations is located. Local rules of law as to <br />procedure and evidence will apply. A decision agreed <br />to by any two of the arbitrators will be binding. <br />166 <br />CR 0175 10 10 © Insurance Services Office, Inc., 2009 Page 1 of 1 <br />