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J
<br />J
<br />Indian River County Board of County Commissioners
<br />Executive Summary
<br />Crime
<br />The County's Crime policy has been on a three year annual installment policy with Massachusetts Bay Insurance Company, We approached
<br />Travelers and your incumbent. Below is a comparison of the options received. If you renew the expiring program the renewal program is
<br />$5,005; a $102 increase.
<br />SUBJECT OF INSURANCE
<br />Hanver
<br />Option I
<br />Discovery
<br />Hanover
<br />Option 2
<br />Discovery
<br />&=F==,!
<br />Discovery
<br />Travelers
<br />Option 2
<br />Discovery
<br />Travelers
<br />Option 3
<br />Discovery
<br />loyee Dishonesty
<br />I
<br />$
<br />1,000,000
<br />$
<br />2000,000
<br />$
<br />1,000,000
<br />$
<br />1,000,000
<br />$
<br />1,000,000
<br />ery or Alteration
<br />$
<br />100,000
<br />$
<br />500,000
<br />$
<br />100,000
<br />$
<br />500.000
<br />$
<br />500,000
<br />e Premises- Theft of Money & Securities
<br />$
<br />50,000
<br />$
<br />500,000
<br />$
<br />50,000
<br />$
<br />500.000
<br />$
<br />500,000
<br />Inside Premises -Robbery or Safe Burglary of
<br />Other Property
<br />$
<br />50,000
<br />$
<br />500 000
<br />$
<br />50,000
<br />$
<br />500,000
<br />$
<br />500.000
<br />Outside Premises
<br />$
<br />50,000
<br />$
<br />5M000
<br />$
<br />50,000
<br />$
<br />500 000
<br />$
<br />500,000
<br />Computer Fraud
<br />$
<br />250,000
<br />$
<br />500,000_
<br />$
<br />250,000
<br />$
<br />500.000
<br />$
<br />500.000
<br />Funds Transfer Fraud
<br />$
<br />250,000
<br />$
<br />500 000
<br />$
<br />250,000
<br />$
<br />500,000
<br />$
<br />500;000
<br />Money Orders & Counterfeit Currency
<br />$
<br />50,000
<br />$
<br />500 000
<br />$
<br />50,000
<br />$
<br />500 000
<br />$
<br />500,000
<br />Credit Card Forgery or Alteration
<br />$
<br />1,000,000
<br />$
<br />2,000,000
<br />N/A
<br />N/A
<br />N/A
<br />Destruction of Electronic Data or Computer
<br />Programs
<br />$
<br />10,000
<br />$
<br />10,000
<br />N/A
<br />N/A
<br />N/A
<br />Faithful Performance of Duty Coverage for
<br />Government Employees
<br />$
<br />1,000,000
<br />$
<br />1,000,000
<br />$
<br />1,000,000
<br />$
<br />1,000,000
<br />$
<br />1,000,000
<br />ERISA Rider
<br />$
<br />1,000,000
<br />$
<br />2,000,000
<br />N/A
<br />N/A
<br />N/A
<br />Prior Theft or Dishonesty
<br />$
<br />25,000
<br />$
<br />25,000
<br />N/A
<br />N/A
<br />N/A
<br />Computer Program and Electronic Data
<br />Restoration Expense
<br />N/A
<br />N/A
<br />$
<br />10.000
<br />Not Covered
<br />Not Covered
<br />False Pretense/ Social Engineering Fraud
<br />$
<br />50,000
<br />$
<br />50 000
<br />$
<br />100,000
<br />$
<br />100,000
<br />S
<br />100.000
<br />Claim Expense
<br />Deductibles
<br />N/A
<br />N/A
<br />$
<br />5,000
<br />S
<br />5 000
<br />$
<br />5,000
<br />Per Loss except
<br />$
<br />5,000
<br />$
<br />10,000
<br />$
<br />5,000
<br />$
<br />25,000
<br />$
<br />5,000
<br />Destruction of Electronic Data or Computer
<br />Programs
<br />$
<br />10,000
<br />$
<br />10,000
<br />N/A
<br />N/A
<br />N/A
<br />False Pretense/ Social Engineering Fraud
<br />$
<br />5,000
<br />$
<br />5,000
<br />$
<br />5,000
<br />$
<br />5,000
<br />$
<br />5,000
<br />Computer Program and Electronic Data
<br />Restoration Expense
<br />Premium
<br />N/A
<br />N/A
<br />$
<br />10,000
<br />Not Covered
<br />Not Covered
<br />Three Year Annual Installment
<br />$
<br />5,005
<br />$
<br />9,604
<br />$
<br />5,912
<br />$
<br />6,482
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