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APPENDIX A — DEFINITIONS <br />ADA - Americans with Disabilities Act—Provides federal civil rights protection to <br />individuals who are physically or mentally disabled. The ADA prohibits discrimination <br />against the disabled in employment, public services, public accommodations, and <br />telecommunications. Entities that are covered by the ADA must make reasonable <br />accommodation which involves adapting programs, facilities, or work places to allow <br />disabled individuals to participate in the program of services. (HUD's Access to Housing <br />for Persons with Disabilities, (202) 708-3287). <br />Affordability Period - The time period for which rent restrictions or resale restrictions <br />apply to housing that has been assisted by government funding. <br />Affordable Housing - Housing is considered to.be.affordablb if monthly housing cost <br />does not exceed a certain percentage of a family,' 't monthly income. The acceptable <br />percentage is thirty (30) percent of a family's adjusted gross monthly income. <br />Annual (Gross) Income - Total income (ealmetl, unearn-ed and asset income) <br />anticipated to be received by all persons who currently reside or intend,to\reside in a <br />program assisted -unit for the coming twelve (12)�month'period. When determining <br />whether a household is income eligible., local governments, participating jurisdictions <br />and project owners must use one of,the`following three,(3),definitions of annual income: <br />(1) annual income as defined at 24 CFR section 5:609 (except when determining the <br />income of a homeowner for an owner -occupied rehailitation,project, the value of the <br />homeowner's primary residenc�,may be\exclu�ded�from the�calculation of net family <br />assets); or (2) annual income as reportedyunder the Census long -form for the most <br />recent available decennial Census; or (3) adjusted gross income as defined for <br />purposes of -reporting und.er'ln ternal Revenue Service (IRS) Form 1040 series for <br />individual federal annual incometax`DUI poses,\) <br />Assets- Gash orn`-cash item that can be converted to cash. Under most federally <br />and statefunded housing -,programs, the income from an asset, either actual or imputed, <br />is included infamily's totalho,useholdlncome. <br />Blighted structure a struct } re?that has substantial deterioration in which conditions <br />are leading to economic distress or endangerment of life, the sub -recipient jurisdiction <br />agrees by ordinance that the,structure is blighted, and one or more of the following <br />factors are present: <br />1. Unsanitary or unsafe conditions; <br />2. Deterioration of site or other improvement; or <br />3. Faulty lot layout in relation to size, adequacy, accessibility, or usefulness. <br />CATF: The Citizen's Advisory Task Force which the State's sub -recipient must create in <br />order to provide public participation and comply with citizen participation requirements. <br />1351 <br />