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CFCs National Title Insurance Company <br />a Williston Financial Group company <br />ALTA OWNER'S POLICY (6-17-06) OF TITLE INSURANCE WITH FLORIDA MODIFICATIONS <br />Issued by <br />WFG NATIONAL TITLE INSURANCE COMPANY <br />Policy # 3155412-03794177 File #: 01163 <br />Any notice of claim and any other notice or statement in writing required to be given to the Company under this Policy must be <br />given to the Company at the address shown in Section 18 of the Conditions. <br />COVERED RISKS <br />SUBJECT TO THE EXCLUSIONS FROM COVERAGE, THE EXCEPTIONS FROM COVERAGE CONTAINED IN SCHEDULE B, <br />AND THE CONDITIONS, WFG NATIONAL TITLE INSURANCE COMPANY, a South Carolina corporation (the "Company') insures, as <br />of Date of Policy, against loss or damage, notexceeding the Amount of Insurance, sustained or incurred bythe Insured by rea son of: <br />1. Title being vested other than as stated in Schedule A <br />2. Any defect in or lien or encumbrance on the Title. This Covered Risk includes but is not limited to insurance against loss from <br />(a) A defect in the Title caused by <br />(i) forgery, fraud, undue influence, duress, incompetency, incapacity, or impersonation; <br />(ii) failure of any person or Entity to have authorized a transfer or conveyance; <br />(iii) a document affecting Title not properly created, executed, witnessed, sealed, acknowledged, notarized, or delivered; <br />(iv) failure to perform those acts necessary to create a document by electronic means authorized by law; <br />(v) a document executed under a falsified, expired, or otherwise invalid power of attorney, <br />(vi) a document not properly filed,recorded, or indexed in the Public Records including failure to perform thoseacts byelectronic <br />means authorized bylaw; or <br />(vii) a defective judicial or administrative proceeding. <br />(b) The lien of real estate taxes or assessments imposed on the Title by governmental authority due or payable, but unpaid. <br />(c) Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the Title that would be disclosed bya n <br />accurate and complete land survey of the Land. The term "encroachment" includes encroachments ofexist ing improvements <br />located on the Land onto adjoining land, and encroachments onto the Land of existing improvements located on adjoining land. <br />3. Unmarketable Title. <br />4. No right of access to and from the Land. <br />5. The violation or enforcement of any law, ordinance, permit, or governmental regulation (including those relating to building and <br />zoning) restricting, regulating, prohibiting, or relating to <br />(a) the occupancy, use, or enjoyment of the Land; <br />(b) the character, dimensions, or location of any improvementerected on the Land; <br />(c) the subdivision of land; or <br />(d) environmental protection <br />if a notice, describing any part of the Land, is recorded in the Public Records setting forth the violation or intention to enfo rce, but <br />only to the extent of the violation or enforcement referred to in that notice. <br />6. An enforcement action based on the exercise of a governmental police power not covered by Covered Risk 5 if a notice of the <br />enforcement action, describing any part of the Land, is recorded in the Public Records, but only to the extent of the enforce ment <br />referred to in that notice. <br />COVERED RISKS Continued on next page <br />IN WITNESS WHEREOF, WFG NATIONAL TITLE INSURANCE COMPANY has caused this policy to be signed and sealed as of the <br />Date of Policy shown in Schedule A <br />Law Offices of Jennifer Peshke, P.A. <br />4733 North Highway AIA, Suite 303 WFG NATIONAL TITLE INSURANCE COMPANY <br />Vero Beach, FL 32963 9. <br />T <br />Agent CIO o <br />By: * 1974 <br />President o <br />i <br />CAS <br />ATTEST.- <br />Secretary <br />TTEST:Secretary <br />ALTA 6-17-060w ner's Policy (with Florida modifications) <br />WFG National Form No. 3155412 <br />