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(e) (f) (h) CONDITIONS — CONTINUED "Insured Claimant': An Insured claiming loss or damage. "Knowledge" or"Known": Actual knowledge, notconstruc-tive knowledge or notice that may be imputed to an Insured by reason of the Public Records orany other records that impart constructive notice of matters affecting the Title. "Land": The land described in Schedule A, and affixed improve-ments thatby law constitute real property. The term "Land" does not include any property beyond the lines of the area described in Schedule A, nor any right, title, interest, estate, or easement in abutting streets, roads, avenues, alleys, lanes, ways, or waterways, but this does not m odify or limit the extent that a right of access to and from the Land is insured bythis policy. "Mortgage": Mortgage, deed of trust, trust deed, or other secu-rity instrument, including one evidenced by electronic means authorized bylaw. "Public Records": Records established understate statutes at Date of Policy for the purpose ofim parting constructive notice of matters relating to real property to purchasers for value and without Knowledge. With respect to Covered Risk 5(d), "Public Records" shall also include environmental protection liens filed in the records of the clerk of the United States District Court for the district where the Land is located. "Title": The estate or interest described in Schedule A. "Unmarketable Title": Title affected by an alleged or apparent matterthat would perm ita prospective purchaseror lessee of the Title or lender on the Title to be released from the obligation to purchase, lease, or lend ifthere is a contractual condition requiring the delivery of marketable title. 2. CONTINUATION OF INSURANCE The coverage of this policy shall continue in force as of Date of Policy in favor of an Insured, butonlyso long as the Insured retains an estate or interest in the Land, or holds an obligation secured by a purchase money Mortgage given by a purchaser from the Insured, or�onlyso long as the Insured shall have liabilityby reason of war-ranties in anytransfer or conveyance of the Title. Thispolicy shall not continue in force in favor of any purchaser from the Insured of either (i) an estate or interest in the Land, or (ii) an obligation secured by a purchase money Mortgage given to the Insured. 3. NOTICE OF CLAIM TO BE GIVEN BY INSURED CLAIMANT The Insured shall notifythe Com panyprom ptlyin writing (i) in case of any litigation as setforth in Section 5(a) of these Condi-tions, (ii) in case Knowledge shall come to an Insured hereunder of any claim of title or interestthat is adverse to the Title, as insured, and that might cause loss or damage for which the Company maybe liable byvirtue ofthis policy, or (iii) ifthe Title, as insured, is rejected as Unmarketable Title. If the Companyis prejudiced bythe failure of the Insured Claimant to provide prompt notice, the Comparrys liabilityto the Insured Claimant under the policy shall be reduced to the extent of the prejudice. 4. PROOF OF LOSS In the event the Company is unable to determine the amount of loss or damage, the Company may, at its option, require as a condition of payment that the Insured Claimant furnish a signed proof of loss. The proof of loss must describe the defect, lien, encumbrance, or other matter insured against by this policy that constitutes the basis of loss or damage and shall state, to the ALTA 6-17-060w ner's Policy (with Florida modifications) WFG National Form No. 3155412 extent possible, the basis of calculating the amount of the loss or damage. 5. DEFENSE AND PROSECUTION OF ACTIONS (a) Upon written requestbythe Insured, and subjectto the options contained in Section 7 of these Conditions, the Company, at its own costand without unreasonable delay, shall provide for the defense of an Insured in litigation in which anythird party asserts a claim covered by this policy adverse to the Insured. This obligation is limited to only those stated causes of action alleging matters insured againstby this policy. The Company shall have the right to select counsel of its choice (subject to the right of the Insured to object for reasonable cause) to represent the Insured as to those stated causes of action. It shall not be liable for and will not pay the fees of any other counsel. The Company will not pay any fees, costs, or expenses incurred by the Insured in the defense of those causes ofaction thatallege matters notinsured againstbythis policy. (b) The Company shall have the right, in addition to the options contained in Section 7 of these Conditions, atits own cost, to institute and prosecute any action or proceeding or to do any other act that in its opinion maybe necessary or desirable to establish the Title, as insured, orto prevent or reduce loss or damage to the Insured. The Company may take any appropri-ate action under the terms of this policy, whether or notit shall be liable to the Insured. The exercise of these rights shall notbe an admission ofliabilityor waiver of any provision of this policy. If the Company exercises its rights under this subsec-tion, it must do so diligently. (c) Whenever the Com panybrings an action or asserts a defense as required or permitted by this policy, the Company may pursue the litigation to a final determination by a court of competent jurisdiction, and it expressly reserves the right, in its sole dis-cretion, to appeal any adverse judgment or order. 6. DUTY OF INSURED CLAIMANT TO COOPERATE (a) In all cases where this policypermits orrequiresthe Company to prosecute or provide for the defense of any action or proceeding and any appeals, the Insured shall secure to the Companythe right to so prosecute or provide defense in the action or pro-ceeding, including the rightto use, at its option, the name ofthe Insured forthis purpose. Whenever requested by the Company, the Insured, at the Company's expense, shall give the Company all reasonable aid (i) in securing evidence, obtaining witnesses, prosecuting or defending the action or proceeding, or effecting settlement, and (ii) in any other lawful act that in the opinion of the Company may be necessary or desirable to establish the Title or any other matteras insured. If the Companyis prejudiced bythe failure of the Insured to furnish the required cooperation, the Company's obligations to the Insured under the policy shall terminate, including any liability or obligation to defend, prosecute, or continue any litigation, with regard to the matter or matters requiring such cooperation. (b) The Companymay reasonably require the Insured Claimant to submit to examination under oath by any authorized representa-tive of the Company and to produce for examination, inspection, and copying, at such reasonable times and places as may be designated by the authorized representative of the Company, all records, in whatever medium maintained, including books, ledgers, checks, memoranda, correspondence, reports, e-mails, disks, tapes,