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OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY <br />File No.: 48084135 <br />OWNER'S POLICY <br />Schedule B <br />Policy No.: OXFL-08740865 <br />This policy does not insure against loss or damage, and the Company will not pay costs, attorneys' fees, or <br />expenses that arise by reason of: <br />1. Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the Title that <br />would be disclosed by an accurate and complete land survey of the Land. The term "encroachment" <br />includes encroachments of existing improvements located on the Land onto adjoining land, and <br />encroachments on the Land of existing improvements located on adjoining land <br />2. Rights or claims of parties in possession. <br />3. Construction, Mechanic's, Contractors' or Materialmen's lien claims, if any, where no notice thereof <br />appears of record. <br />4. Easements, or claims of easements, not recorded in the Public Records. <br />5. General or special taxes for the year 2018 and subsequent years. <br />6. Defects, liens, encumbrances, adverse claims or other matters, if any created, first appearing in the <br />public records or attaching subsequent to the effective date hereof but prior to the date the proposed <br />Insured acquires for value of record the estate or interest or mortgage thereon covered by this <br />Commitment. <br />7. Any lien provided by County Ordinance or by Ch. 159, F.S., in favor of any city, town, village or port <br />authority, for unpaid service charges for services by any water systems, sewer systems or gas <br />systems serving the land described herein; and any lien for waste fees in favor of any county or <br />municipality. <br />8. State road right reservations(s), if any. <br />9. Oil, gas and mineral right reservations, if any. <br />10. Restrictions, reservations, easements, dedications and all matters contained on the Plat recorded in <br />Plat Book 3, page 87, Public Records of Indian River County, Florida. <br />11. Declaration of Covenant regarding removal of structure recorded in OR Book 941, page 1289, Public <br />Records of Indian River County, Florida. <br />ORT Form 4309 for ALTA Owners Policy of Title Insurance 6-17-06 <br />Agent File No.: 48084135 <br />