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1995-152
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1995-152
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Last modified
3/11/2019 3:08:10 PM
Creation date
3/11/2019 3:00:22 PM
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Resolutions
Resolution Number
1995-152
Approved Date
12/05/1995
Resolution Type
Housing
Entity Name
Escambia County Housing Finance Authority
Interlocal Agreement
Subject
TEFRA single Family Mortgage Revenue Bonds
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ii n i t i a I financing of 4 nt hs or less. Th.- Series A Origination <br />A,jrv-rm-n* i-quit4bs that the Eligible Portes and Families supply an <br />a; f i day i t i t i f y i nq t hat t he wortgaqp. loan proceeds vi 11 not be <br />lit-1-d in A MIT111-1 Which W-U11 violate fj)js requirwe"t. <br />Re ja L iij Ttw CcAe requires that <br />AVJY M(A.11age loan fin,inced with the pjoc-f-d; of a qualifying <br />mortgage issue may he assumed only if th- applicable mortgage <br />eli'libility requirements relating to princ-ipal residence -- absence <br />of home ownership for the prior three years, intent to occupy r-h-- <br />residence, income- limitations, and acquisition cost limitaticns <br />Applicable to a r 'rwly-oriqinated Trortqarzf- loan -- are Poet with <br />respect to the assupticn. Tilt, deternin-.Ation as to (-c-pliance with <br />these xequi2 r ment z is to IN as of the date on which the <br />mortgage loan is t%eing assumed. Accordingly, the Authority must <br />deter-mine the relevant average area purchase prices for each <br />statistical area within the Counties and the current applicable <br />median family ince-e and MUSt assure coTpliance with each of the <br />applicable requiie-Ants of the Code for any such -issumpt ions. The <br />Series A Originaticn Agreement provides that any person or family <br />assuming a Series A Mortgage Loan must meet each of the eligibility <br />requirements and b,.-, approved by the Authority in the same manner as <br />newly originated tr_�ztqages are ap.prnved. <br />"jx rtifln of Non-complianco, Tt-.f, Code provides that the <br />Authority is required to cure any failiji- of a Mortgage Loan to <br />comply with code requirementrz within a reasonable time after <br />dis(:ovt-zy of such failure. Th- Series A Origination Agreement <br />ivquizcs the Participants to repurchase any such defective Series <br />A Morto.jag- Loans at the direction of the Servicer, and the <br />dorum.mnts evidencing or securing the Series A Mortgage Loans <br />provide that upon discovery of fraud or misrepresentation by the <br />Porrower on the Loan Application or Mortgagor's Affidavit and <br />Gertif icate such Series A Mortgage Loan may be declared Immediately <br />due and payable. <br />Tei &d Arama The Code roquires the Authorit <br />to make *t least the lesser of W 204 of the lendable proceeds of <br />the konds or (11) 40% at the average annual aggregate principal <br />Awomt at "00" en&cuted in the p. tog three calendar Years <br />for GLIV410 f;013tary"otiner-oct-upiod restdsoess located in Targeted <br />kreas available to purchase "o"ga" Loans soft to finamm single <br />I-'asst IY lads 14 11480 to the T&r9oted are" for a period of at least <br />rA year tram Un date ot szo%&nce of said ban" asid to ame <br />1*@*0VAbl* dtttqwiear to place ADUCh proceeds is qwalitied wartgovis <br />to TUr"ted ,Areas . The Aut hoe at y WW CaggNA&Ud is the judwa We <br />OMM t to rVqU 4 8Vd van too of t 60 140dable oeaessas7 ~141ble <br />is out t 141fto to t6w sea tee A (W t6s, <br />wartteavems ==M�ted to ease— rwssasasale— - a &vow* to FUWS <br />f=1W0 'As it red ""Ve"as to V" ad Usas "a Cods <br />*— <br />&M1PMMJtg 00 VWV&NG9 Of 0 WAINVOW &� W1@dW 90 40 <br />11-01,60 6*nqww fAW 6" 0 presna WANW464V "misses* to 0 <br />P"Moss- 68866as "446W "W t*WVW raw" pes."W saw ponswiftse too <br />68 <br />
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