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(American Land Title Association - Owner's Policy Adopted 6/1712006) (With Florida Modifications) <br />OWNER'S POLICY OF TITLE INSURANCE <br />OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY <br />Any notice of claim and any other notice or statement in writing required to be given to the Company under this Policy must be <br />given to the Company at the address shown in Section 18 of the Conditions. <br />COVERED RISKS <br />SUBJECT TO THE EXCLUSIONS FROM COVERAGE, THE EXCEPTIONS FROM COVERAGE CONTAINED IN SCHEDULE B, <br />AND THE CONDITIONS, OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY, a Florida corporation (the "Company") <br />insures, as of Date of Policy, against loss or damage, not exceeding the Amount of Insurance, sustained or incurred by the Insured by <br />reason of: <br />1. Title being vested other than as stated in Schedule A. <br />2. Any defect in or lien or encumbrance on the Title. This Covered Risk includes but is not limited to insurance against loss from <br />(a) A defect in the Title caused by <br />(i) forgery, fraud, undue influence, duress, incompetency, incapacity, or impersonation; <br />(ii) failure of any person or Entity to have authorized a transfer or conveyance; <br />(iii) a document affecting Title not properly created, executed, witnessed, sealed, acknowledged, notarized, or delivered; <br />(iv) failure to perform those acts necessary to create a document by electronic means authorized by law; <br />(v) a document executed under a falsified, expired, or otherwise invalid power of attorney; <br />(vi) document not properly filed, recorded, or indexed in the Public Records including failure to perform those acts by <br />electronic means authorized by law; or <br />(vii) a defective judicial or administrative proceeding. <br />(b) The lien of real estate taxes or assessments imposed on the Title by a governmental authority due or payable, but unpaid. <br />(c) Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the Title that would be disclosed by <br />an accurate and complete land survey of the Land. The term "encroachment" includes encroachments of existing <br />improvements located on the Land onto adjoining land, and encroachments onto the Land of existing improvements located <br />on adjoining land. <br />3. Unmarketable Title. <br />4. No right of access to and from the Land. <br />5. The violation or enforcement of any law, ordinance, permit, or governmental regulation (including those relating to building and <br />zoning) restricting, regulating, prohibiting, or relating to <br />(a) the occupancy, use, or enjoyment of the Land; <br />(b) the character, dimensions, or location of any improvement erected on the Land; <br />(c) the subdivision of land; or <br />(d) environmental protection <br />if a notice, describing any part of the Land, is recorded in the Public Records setting forth the violation or intention to enforce, but <br />only to the extent of the violation or enforcement referred to in that notice. <br />(Covered Risks continued) <br />In Witness Whereof, OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY, has caused this policy to be signed and sealed <br />as of Date of Policy shown in Schedule A. the policy to become valid when countersigned by an authorized signatory of the Company. <br />SERIAL <br />OF6-8753577 <br />FORM OF6 (rev. 12/10) (With Florida Modifications) Page 1 of 5 <br />File Number: Balquees9072.1 DoubleTime® 8.2 <br />OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY <br />A Stock Company <br />400 SecondAvenue South, Minneapolis Minnesota 55401 <br />(612)371-1111 <br />* * <br />By �'�' Pnesrdent <br />* <br />J <br />b,,4 <br />Attest �,(�� Secretary <br />SERIAL <br />OF6-8753577 <br />FORM OF6 (rev. 12/10) (With Florida Modifications) Page 1 of 5 <br />File Number: Balquees9072.1 DoubleTime® 8.2 <br />