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Page 3 of 5 <br />agreement, or lease will be valid and binding for its full term, even if it extends beyond my <br />lifetime or the duration of this power of attorney. HOWEVER, THE SALE OF MY <br />HOMESTEAD, 6725 66TH Ave, Vero Beach, FL 32967, shall require the joint action of my <br />attorney-in-fact and my sons Curt Douglas Besancon and Mark Edward Besancon. <br />R. To exercise all powers even though my attorney-in-fact may also be acting <br />individually or on behalf of any other person or entity interested in the same matters. <br />S. Transact all business, make, execute and acknowledge all contracts, orders, <br />deeds, bills of sale, assurances, promissory notes, mortgages and other instruments of any <br />nature which may be requisite or proper to effectuate any matter or things pertaining to or <br />belonging to me. <br />T. Make gifts for estate planning purposes, including gifts to my attorney-in-fact; <br />change the beneficiaries of any life insurance policies or other qualified or nonqualified benefit <br />plans; create revocable or irrevocable trusts for the benefit of myself or of other persons, <br />including but not limited to estate planning, qualification for governmental benefits, or <br />otherwise; transfer and convey property to any such trust; and consent to the creation or <br />extension of trusts established by other persons for my benefit. <br />U. Buy U.S. Treasury Bonds redeemable at par in payment of estate taxes, and to <br />purchase, sell, or redeem U.S. Savings Bonds. <br />V. Employ and compensate any investment management service, financial institution, <br />or similar organization to advise my attorney-in-fact and to handle all investments and to <br />render all accountings of funds held on my behalf under custodial, agency, or other <br />agreements. <br />W. Enter into any safe deposit box for which I am a lessee and add or remove items. <br />X. Disclaim any property interest that I would otherwise receive. <br />Y. Demand, obtain, review, and release to others, medical records or other <br />documents protected by the patient -physician privilege, attorney-client privilege or any similar <br />privilege. <br />Z. File or process claims for any medical bills with all insurance companies through <br />which I have coverage, including, but not limited to, Medicare and Medicaid and to receive <br />from any insurer information obtained in the adjudication of any claim in regard to services <br />