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The limit of liability shall be a combined single limit for bodily injury and property <br />damage of no less than $1,000,000 per occurrence. If insurance is provided with <br />a general aggregate, then the aggregate shall be in an amount of no less than <br />$1,000,000. <br />(3) IRC liability shall be limited to levels set forth in section 768.28, Florida Statutes, <br />and shall not be deemed a waiver of IRC's sovereign immunity. <br />31.02 Insurance Conditions. The insurance coverages under Section 31.01 shall be primary, <br />and all non-contributing with respect to any other insurance or self-insurance which may be <br />maintained by IRC. All required insurance coverages shall include a waiver of subrogation and a <br />waiver of any insured -versus -insured exclusion regarding IRC. To the extent any coverage is <br />written on a claims -made basis, it shall have a retroactive date prior to the Effective Date and <br />shall allow for reporting of claims for at least one year after the Term. <br />31.03 Insurance Documentation. To the extent third -party insurance is obtained or <br />maintained pursuant to Section 31.01, National shall (1) within 30 days after the Effective Date <br />and (2) upon IRC's request, furnish to IRC certificates of insurance or other appropriate <br />documentation (including evidence of renewal of insurance) evidencing all coverages <br />referenced in Section 31.01 and, if and to the extent applicable, naming IRC as an additional <br />insured. Such certificates or other documentation shall include a provision whereby 30 days' <br />notice must be received by IRC prior to coverage cancellation or material alteration of the <br />coverage by either National or National Agents or the applicable insurer. Such cancellation or <br />material alteration shall not relieve National of its continuing obligation to maintain insurance <br />coverage in accordance with this Article. If any of the required insurance coverages contain <br />aggregate limits applying to other operations of National outside this Agreement, and such <br />limits are diminished by any incident, occurrence, claim, settlement or judgment against such <br />insurance, National shall take immediate steps to restore such aggregate limits or shall provide <br />other insurance protection for such aggregate limits. <br />31.04 Risk of Loss. <br />(1) Except as set forth in Section 31.04(2) National shall be responsible for the risk of <br />Toss of, or damage to, any property of National, including the National <br />Equipment, unless such loss or damage was caused by the acts or omissions of <br />IRC or an IRC Agent and IRC shall be responsible for the risk of loss of, or damage <br />to, any property of IRC, including the AMR Meters, unless such loss or damage <br />was caused by the acts or omissions of National or a National Agent. <br />(2) National is responsible for the risk of loss of, or damage to, any property of IRC <br />at a Designated National Service Location, or otherwise in National's possession, <br />unless such loss or damage was caused by the acts or omissions of IRC or an IRC <br />Agent. IRC is responsible for the risk of loss of, or damage to, any property of <br />44 <br />