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CONFIDENTIAL <br />This Agreement shall be governed by and construed in accordance with the laws of the State of <br />Florida, without reference to any conflict of laws provisions. <br />17. Captions. <br />The captions in this Amendment are for convenience only and will not be considered a part of or <br />affect the construction or interpretation of any provision of this Amendment. <br />18. Counterparts. <br />This Amendment may be executed in counterparts, each of which shall constitute an original, but <br />all of which, when taken together, shall constitute one agreement. <br />By signing below, I certify 1 have read and agree to the terms of this Amendment. <br />Merchant's Authorized Representative TD Bank, N.A. <br />Signature: Signature: <br />Print Name: Print Name: <br />Title: Title: <br />Date: Date: <br />Confidential Page 5 of 5 27 <br />Internal <br />