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File No.: 2020-5064 <br />Schedule B <br />OWNER'S POLICY <br />EXCEPTIONS FROM COVERAGE <br />Policy No.: OXFL-08854868 <br />1. Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the Title that would be disclosed by <br />an accurate and complete land survey of the Land. The term "encroachment" includes encroachments of existing <br />improvements located on the Land onto adjoining land, and encroachments onto the Land of existing improvements located <br />on adjoining land. <br />2. Rights or claims of parties in possession. <br />3. Construction, Mechanic's, Contractors' or Materialmen's lien claims, if any, where no notice thereof appears of record. <br />4. Easements, or claims of easements, not shown by Public Records. <br />5. General or special taxes and assessments required to be paid in the year 2020 and subsequent years. <br />6. a. Any lien provided by Chapter 159, Florida Statutes, in favor of any city, town, village or port authority for unpaid <br />service charges for service by any water, sewer or gas system supplying the insured land. <br />b. Restrictions, reservations, setbacks and easements, if any, as indicated and/or shown on that certain Plat recorded <br />in Plat Book 2, at Page(s) 99, of the Public Records of Indian River County, Florida. <br />C. Subject to Warranty Deed recorded in Official Records Book 1094, Page 314, of the Public Records of Indian River <br />County, Florida. <br />d. Riparian rights and littoral rights, if any, incident to the land. <br />e. Any adverse ownership claim by the State of Florida by right of sovereignty to any portion of the lands insured <br />hereunder, including submerged, filled, and artificially exposed lands and lands accreted to such lands. <br />f. Any and all rights of the United States of America in and to navigable waters or filled-in land formerly within navigable <br />waters and any conditions contained in any permits authorizing the filling in of such land. <br />g. Title to beds or bottoms of lakes, rivers or other bodies of water located on or within the property are not insured. <br />h. Easement(s) in favor of Bellsouth Telecommunications, Inc. recorded in Official Records Book 2008, Page 1628, of <br />the Public Records of Indian River County, Florida. <br />ORT Fonn 4309 FL B <br />W adult B for ALTA Owners Poky of Title Insurance 6-17-06 <br />