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respond to all claims reported within three years following the period for which coverage is required and
<br />which would have been covered had the coverage been on an occurrence basis. The minimum limits
<br />(inclusive of any amounts provided by an umbrella or excess policy) shall be:
<br />$1,000,000 Each Claim/Annual Aggregate
<br />4.5.4 BROKER's Insurance Primary and Non -Contributory. The insurance provided BROKER Company
<br />shall apply on a primary basis to, and shall not require contribution from, any other insurance or self-
<br />insurance maintained by COUNTY or its members, officers, employees, and agents. Any insurance, or
<br />self-insurance, maintained by COUNTY shall be excess of, and shall not contribute with, the insurance
<br />provided by BROKER.
<br />4.5.5 Self -Insurance, Deductibles or Self -Insured Retentions. Except as otherwise specifically
<br />authorized in this Agreement, or for which prior written approval has been obtained hereunder, the
<br />insurance maintained by BROKER shall apply on a first dollar basis without application of a deductible or
<br />self-insured retention. Under limited circumstances, COUNTY may, at their sole discretion, permit the
<br />application of a deductible or permit BROKER to self -insure, in whole or in part, one or more of the
<br />insurance coverages required by this Agreement. However, no such self-insurance, deductible or self-
<br />insured retention will be allowed unless and until BROKER has received prior written approval from
<br />COUNTY to use such self-insurance, deductible or self-insured retention. In addition, BROKER shall pay
<br />on behalf of COUNTY or COUNTY's member, officer, official or employee any self-insurance, deductible
<br />or self-insured retention applicable to a claim against COUNTY or COUNTY's member, officer, official or
<br />employee. The agreement by COUNTY to allow the use of any such self-insurance, deductible or self-
<br />insured retention shall be subject to periodic review by COUNTY. If, at any time, COUNTY deems that
<br />the continued use of the self-insurance, deductible or self-insured retention by AJG should not be
<br />permitted, COUNTY may, upon 60 days' written notice to AJG, require AJG to eliminate, replace, or
<br />modify the self-insurance, deductible or self-insured retention, at no additional cost to COUNTY, in a
<br />manner satisfactory to COUNTY.
<br />4.5.6 BROKER's Insurance as Additional Remedy. Compliance with these insurance requirements shall
<br />not limit the liability of BROKER. Any remedy provided to COUNTY by the insurance provided by
<br />BROKER shall be in addition to and not in lieu of any other remedy (including, but not limited to, as an
<br />indemnitee of BROKER) available to COUNTY under this Agreement or otherwise.
<br />4.5.7 No Waiver by COUNTY Approval/Disapproval. Neither approval nor failure to disapprove
<br />insurance furnished by the Company shall relieve the Company from responsibility to provide insurance
<br />as required by this Agreement.
<br />4.6 Compliance With Laws, Rules, And Regulations. BROKER is responsible for full and complete
<br />compliance with all laws, rules, and regulations, including those of the Florida Department of Financial
<br />Services, which may be applicable to it. Failure or inability on the part of BROKER to comply with such
<br />laws, rules, and regulations shall not relieve BROKER from its obligation to perform completely in
<br />accordance with this Agreement.
<br />4.7 Public Records Compliance
<br />A. Indian River County is a public agency subject to Chapter 119, Florida Statutes. The BROKER shall
<br />comply with Florida's Public Records Law. Specifically, the BROKER shall:
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