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39.13. Subcontractors. Processor may subcontract all or part of the Services using <br />a variety of providers globally, but, notwithstanding any such subcontract, Processor <br />shall remain fully responsible for performance of the Services, including ensuring <br />the compliance of subcontractors with the terms of this Agreement applicable to <br />such subcontractors. <br />39.14. Survival. Upon termination or expiration of this Section 39 or the Agreement, <br />a party's obligations shall cease except for those remaining or required to be <br />performed following such termination. For the avoidance of doubt, the parties agree <br />that those provisions of this Section that logically should survive its termination or <br />expiration in order to accomplish its fundamental purposes will do so. All <br />representations, warranties, indemnities and covenants made herein shall survive <br />the termination of this Section and shall remain enforceable after such termination. <br />40. Special Provisions Regarding Clover Insights Service <br />'Terms and Conditions <br />If you elect to utilize the First Data Clover Insights Solution ("Clover Insights") the <br />terms and condition in this Section 36 shall apply ("Clover Insights Terms and <br />Conditions"); and if you were granted a First Data Clover Insights Temporary <br />Demonstration License, an election for Services under this Section 40 shall serve to <br />supersede it. Clover Insights is provided to you by Processor and not Bank. Bank is <br />not liable to you in any way with respect to Clover Insights. Clover Insights, <br />transactions processed, and other matters contemplated under Section 40 are <br />subject to the terms and conditions of the Agreement, as applicable, except to the <br />extent the terms directly conflict with the Clover Insights Terms and Conditions, in <br />which case the Clover Insights Terms and Conditions will control. <br />40.1. Definition's. Capitalized terms used herein shall have the' meanings given to <br />such terms as set forth in Section 40.1 or as defined elsewhere in this Section 40, or <br />the Agreement. <br />"Customer" means a Person who makes a purchase of goods or services from <br />you, the transaction detail of which is utilized in Clover Insights. ' <br />"Customer Information" means information about your Customers (e.g., name, <br />mailing address, card account number, e-mail address, telephone number) obtained <br />in connection with your use of the Services and may be utilized in Clover Insights. <br />"Data" means transaction data that may include processing data from First Data <br />Merchant Services LLC's credit and debit information warehouse and other <br />available sources that First Data Merchant Services LLC owns or has a contractual <br />or other right to use in Clover Insights. <br />"Device" means a tablet, computer, smartphone or other mobile device, or other <br />device that you use to access the Clover Insights website to receive or to which you <br />receive communications from Clover Insights. <br />"First Data" means First Data Corporation, which is the parent company of First <br />Data Merchant Services LLC. <br />"First Data Clover Insights Marks" means the trademarks or service marks <br />related to Clover Insights and sub -licensed to you by Processor. <br />"First Data Clover Insights Solution" or "Clover Insights Solution" means the <br />website or the application associated with Clover Insights, the object code version of <br />the Clover Insights software applications and communications you receive from the <br />applications. Among other things, Clover Insights allows merchants to track and <br />visualize information regarding their own revenue, ticket size, and Customers <br />contained in the Data and other third party data sources. Clover Insights may also <br />permit a merchant to compare its performance to groups of similar businesses <br />within their industry and /or certain geographic areas using the Data and other third <br />party data sources, subject to certain limitations. The features and functionality of <br />Clover Insights may be modified from time to time by First Data or its third party <br />provider(s). For the avoidance of doubt, the term "software" in this definition does <br />not include any software that may be obtained by you separately from Clover <br />Insights (e.g., any applications downloaded by you). The First Data Clover Insights <br />Solution is. deemed part of the "Services," as defined in and provided under the . <br />Agreement. <br />"Clover Insights Solution Fees" means the fees charged for your use of the First <br />Data Clover Insights Solution, which includes additional fees for multiple locations. <br />"Third . Party Services" are the services, products, promotions orapplications <br />provided to you by or through someone other than Processor., <br />"User Documentation means that documentation regarding the operation, <br />guidelines and features and functionality of Clover Insights that is made available to <br />you from - time to time at the Website, by internet. link or otherwise. User <br />Documentation may be modified from time to time by First Data or its third party <br />provider(s). <br />40.2. License Grant. Subject to the Clover Insights Terms and Conditions in this <br />Section 40, Processor grants you a personal, limited, non-exclusive, revocable, non- <br />transferable sub -license, without the right to further sub -license or assign in any <br />way, to electronically access and use, solely in the United States, Clover Insights to <br />manage your establishment(s) and analyze associated point of sale activities within <br />the United States. For purposes of this Section 40, "United States' does not include <br />U.S. Territories or possessions. Clover Insights is for your internal business use <br />only. This Section 40 does not grant you any rights to First Data Clover Insights <br />Marks. Except for the license expressly granted herein, all intellectual property and <br />proprietary rights in or related to Clover Insights and First Data Clover Insights <br />Marks are and will remain the sole and <br />A TRUE COPY <br />CERTIFICATION ON LAST PAGE <br />exclusive property of First Data or its affiliateJ, Rr@0AT0 t LdgR1I� provider(s) (as <br />applicable), and any and all right, title and interest associated with Clover Insights <br />not expressly granted in this Section 40 is deemed withheld. <br />40.3. Restrictions. <br />40.3.1. You may not, nor may you permit any third party, other than employees and <br />agents with a business need, to do any of the following: (a) access or attempt to <br />access Clover Insights (or any part) that is not expressly made available for public <br />use; (b) decompile, disassemble, reverse engineer, or otherwise attempt to <br />reconstruct or discover by any means any source code or any underlying data, <br />ideas or algorithms of Clover Insights (or any part), except to the extent that such <br />restriction is expressly prohibited by law; (c) modify, translate, or alter in any <br />manner, Clover Insights (or any part), or First Data Clover Insights Marks; (d) create <br />derivative works of or based on Clover Insights (or any part) or Clover Insights <br />Marks; (e) except for backup and archival purposes, directly or indirectly copy <br />Clover Insights (or any part), except screen shots may be copied and retained solely <br />for internal business purposes; (f) republish, upload, post, transmit, disclose, or <br />distribute (in any format) Clover Insights (or any part) excet as expressly permitted <br />herein; (g) access or use (in any format) Clover Insights (or any part) through any <br />time-sharing service, service bureau, network, consortium, or other means; (h) rent, <br />lease, sell, sublicense, assign, or otherwise transfer your license rights to any third <br />party, whether by operation of law or otherwise; (i) use or ship Clover Insights (or <br />any part) outside of the United States, or access Clover Insights (or any part) from <br />outside the United States, without in any case obtaining our advance written <br />consent; Q) remove, relocate, or otherwise alter any proprietary rights notices from <br />Clover Insights (or any part), or First Data Clover Insights Marks; (k) perform or <br />attempt to perform any actions that would interfere with the proper working of Clover <br />Insights, prevent access to or use of Clover Insights by other users, or in our <br />reasonable judgment impose an unreasonable or disproportionately large load on <br />Clover Insights' infrastructure, network capability or bandwidth; or (1) use Clover <br />Insights (or any part) except as permitted in Section 40.2. <br />40.3.2. You shall not take any action inconsistent with the stated title and ownership <br />in Section 40.2. You will not file any action in any forum that challenges the <br />ownership of any part of Clover Insights, any related software, materials or User <br />Documentation. Failure to comply with this provision will constitute a material breach <br />of this Agreement and may restrict Processor's ability to sublicense Clover Insights <br />to you. Processor has the right to immediately terminate Services under this Section <br />40, and First Data has the right to immediately terminate your access to and use of <br />Clover Insights in the event of a challenge by you. <br />40.4. Clover Insights Limitations and Requirements. <br />40.4.1. You may access Clover Insights through your Device using a wired <br />(ethernet) or wireless (wifi or cellular) connection to the Internet. You are solely <br />responsible for the payment of any fees that may be imposed by your Intemet/data <br />provider. Your use of Clover Insights may be subject to: (a) the terms of your <br />agreements with your Internet / data provider; and (b) the availability or uptime of <br />the services provided by your Internet/data provider. <br />40.4.2. You may use Clover Insights to conduct analysis of the Data and third party <br />data made available through Clover Insights application and/or other tools made <br />available at the website or in the application. <br />40.4.3. First Data may alter which Devices and browsers are approved as <br />compatible with Clover Insights in its discretion from time -to -time. <br />40.4.4. First Data may perform maintenance on Clover Insights from time to time <br />which may result in service interruptions, delays, or errors. Neither First Data nor its <br />affiliates, vendors, or third party provider(s), will be liable for any such interruptions, <br />delays, errors, or bugs. You agree that First Data or its affiliates, vendors, or third <br />party provider(s) may contact you in order to assist you with Clover Insights and <br />obtain information needed to identify and fix any errors. <br />40.4.5. You shall at all times comply with the User Documentation, <br />40.4.6. You shall comply with the following requirements in connection with your use <br />of Clover Insights: <br />40.4.6.1. In the event you are able to discern any information about a particular <br />entity or individual from the information available from Clover Insights, either alone <br />or with other information in your possession, you understand and acknowledge that <br />the information may be subject to certain privacy, marketing, insider trading, or other <br />applicable laws and you will limit your use thereof in accordance with all applicable <br />laws. <br />40.4.6.2. With respect to each Customer who desires to receive marketing material . <br />or other communications from you via text message or email, such Customer must <br />check the appropriate consent or the consent must be provided in writing; you are <br />NOT permitted to add or modify a Customer's consent indication on his behalf. <br />40.4.6.3. You (or your agents acting on your behalf) may only send marketing <br />materials or other communications to the Customer's provided phone number, street <br />address, and/or email address if the Customer has specifically consented in writing <br />executed by the Customer. <br />CardCo2305 33 <br />