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ZN WITNES8 WHEREOF, Scott I. Cowan has executed and delivered <br />this Agreement and Declaration of Trust as of the day and year <br />first above written. <br />STATE OF ) <br />) <br />COUNTY OF ) <br />Sco I. tovian <br />Before me personally appeared Scott I. Cowan, to me well known <br />and known to me to be the person described in and who executed the <br />foregoing instrument, and acknowledged to and before me that he <br />executed said instrument for the purposes therein express. , <br />WITNESS my hand and official seal, this ^ )�Ad�y► <br />A.D., 1991. / i/ / <br />Notary P <br />State of <br />tliy commission expires � � I -1 <br />38 <br />