06/16/2020 - Laserfiche WebLink

Home Browse Search

an increase is justified. Ms. Boyll indicated this decision would be made by the BOCC. o Ms. Boyll reviewed the minutes from the June 18, 2019 reminding staff that associated with the approval of a two year phase in was a warning that additional increased funding may be necessary. High Deductible Health Plan Staff was also directed to provide information regarding a High Deductible Health Plan Option (HDHP). A typical HDHP providing for an actuarial benefit of 78.1% would be: Cost•Sharing a Member's Responsibility CalendarjYear Deductible kW) Employee Single/Family 10/1/20 Silver In -Network (INN) Out -of -Network $1,312.50 $1,400/$2,800 $2,800/$5,600 $706.00 Coinsurance _ _.. J Member •a s afteriCalendar Year DED In -Network Out -of -Network 30% 40% Calendar Year Out of Pocket,Maximum Single/Family A In -Network Out -of -Network $6,000/$12,000 $12,000/$24,000 Prescri.tion Dru•s RX AdministeredLthrough RX Benefits Generic 30% Preferred Brand Name 30% Non -Preferred Brand Name 30% There are no copays under a HDHP. After the member meets the deductible, the member would pay 30% of in -network costs and 40% of out of network costs up to the out of pocket maximum. The out of pocket maximum is $6,000 for single and $12,000 for family. Because the actuarial value of the HDHP is so close to the Premier Silver Plan which is at 79.8%, the premiums would be as follows compare to the recommended 10/1/2020 Premier Silver Plan premiums: Employee Clinic Information There has been discussion about employee clinics and reference made to other employers who have onsite employee clinics. There are a variety of different clinic models that could be pursued if it were determined that funding a clinic is feasible and would meet BCC goals and objectives. There are various employee clinic models that employers can choose to implement. Lockton has provided a high level overview of clinic considerations (attached). Essentially there are three clinic administration options: • Partner with a third party to provide medical professionals and manage delivery of services. • Contract directly with outside medical professionals. • Hire healthcare professionals as employees of the company to deliver services. 69 Employee Family 10/1/20 Silver $715.00. $1,312.50 10/1/20 HDHP $706.00 $1,295.00 Employee Clinic Information There has been discussion about employee clinics and reference made to other employers who have onsite employee clinics. There are a variety of different clinic models that could be pursued if it were determined that funding a clinic is feasible and would meet BCC goals and objectives. There are various employee clinic models that employers can choose to implement. Lockton has provided a high level overview of clinic considerations (attached). Essentially there are three clinic administration options: • Partner with a third party to provide medical professionals and manage delivery of services. • Contract directly with outside medical professionals. • Hire healthcare professionals as employees of the company to deliver services. 69