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Kerns Construction & Property Management Cor ACo " CERTIFICATE OF LIABILITY INSURANCE DATE(MMIDDIYYYY) THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terns and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER CONTACT NAME: KRETSCHMER INS AGENCY INC PRONE (AIG, No, EXq: (772)467-6656 FAX, Nei: (772)461-8425 2401 W Midway Rd ADDRESS: angie@_Dkretschmerinsurance.com Fort Pierce, FL 34981 INSURER(S) AFFORDING COVERAGE NAIC it INSURED Kerns Construction and Property Management Corp 540 NW University Blvd Ste 204 INSURER A; UNITED SPECIALTY INS CO INSURER 8: TECHNOLOGY INS CO INSURER C : ZURICH INSURER D : INSURER E : COVFRAGFA CFRTIFICATF NIIMRFR- RFVIRInN NI IMrk1=0- THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR TYPE OF INSURANCE �ADDL SUBRI POLICY EFF POLICY EXP LTR POLICY NUMBER MMIDDIYYYY MMIDDNYY LIMITS X COMMERCIAL GENERAL LIABILITY FACH OCCURRENCE 5 1,000,000 �/ CLAIMS -MADE I X I OCCUR 1 DAMAGE IU RENIFU PRF.MISFS (E:1 nccurrence) $ 100,000 I MED EXP(Any one pem.on)'S 5,000 A Y I DC100919-01 512812020 5128/2021 PERSONAL 8 ADV INJURY I $ 11000,000 GEN'L AGGREGATE LIMIT APPLIES PER I GENERAL AGGREGATE 15 2,000,000 I PRO POLICY I PRO LOC I ( PRODUCTS - COMPIOP AGG I $ 2,000,000 OTHER: S AUTOMOBILE LIABILITY COMBINED SINGLE LIMIT (Fnacridenl) S 1,000,000 ANY AUTO i BODILY INJURY (Per Person) S B OWNED SCHEDX AUTOSULFO AUTOS ONLY 2005704209 01 10/12/2019 1 011 212 02 0 BODILY INJURY (Por accident) $ XV HIREO V NON -OWNED PROPERTY DAMAGL S AUTOS ONLY /� AUTOS ONLY (Per Ivcidunt) s UMBRELLA LIAO OCCUR L'ACH OCCUHRLNCE $ EXCESS LIAR I CLAIMS -MADE i AGGREGATE IS DED RETENTIONS is WORKERS COMPENSATION PER OTH. AND EMPLOYERS' LIABILITY YIN STATUTE ER r ANY PROPRETORIPARTNERF-XECUTIVG EA-, EACH ACCIDENT Is OFFICER/lJEh1UCR f XCLUDL N / A (Mandatory In NH) E.L. DISEASE - EA CMPLOVEE, S ies, dOSfXIUO under (y I 1 UESCRIPRON OF OPC RATIONS Unlow E.L. DISEASE - POLICY LIMIT $ SCHEDULED EQ $18,000 INLAND MARINE C EC08730089 12>7/2019 12/7/2020 RENTED EQ $250 ,000 DESCRIPTION OF OPERATIONS I LOCATIONS I VEHICLES (ACORD 101, Additional Remark, Schedule, may be altachod If more space Is required) CERT HOLDER IS COVERED AS ADDITIONAL INSURED WHEN REQUIRED BY WRITTEN CONTRACT I.CR 1 Ir K.A 1 G r1LJLUCI't SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS, AUTHORIZED REPRESENTATIVE (Inc-Na;�w O 1988-2015 ACORIPCORPORATION. All richt-. racarvofi ACORD 25 (2016103) The ACORD name and logo are registered marks of ACORD