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R. First-time Homebuyer Definition: For any strategies designed for first-time homebuyers,
<br />the following definition will apply: An individual who has had no ownership in a principal
<br />residence during the 3 -year period ending on the date of purchase of the property. This
<br />includes a spouse (f either meets the above test, they are considered first-time homebuyers).
<br />A single parent who has only owned a home with a former spouse while married. An
<br />individual who is a displaced homemaker and has only owned with a spouse. An individual
<br />who has only owned a principal residence not permanently affixed to a permanent
<br />foundation in accordance with applicable regulations. An individual who has only owned a
<br />property that was not in compliance with state, local or model building codes and which
<br />cannot be brought into compliance for less than the cost of constructing a permanent
<br />structure.
<br />Project Delivery Costs: In addition to the administrative costs listed above, the county will
<br />charge a reasonable project delivery cost not to exceed $2,750.00 to cover inspection
<br />services, preparation of work write-ups, and construction inspections performed by non -
<br />county employees for rehabilitation projects. Since the county Building Division is set as an
<br />enterprise fund, if SHIP utilizes a building inspector, SHIP must reimburse the Building
<br />Division for the building inspector's time. For all loans, housing delivery cost will also
<br />include but not be limited to recording fees, documentary stamp tax fees, credit report fees,
<br />title search fees, partial satisfaction of mortgage recording fees, and counseling fees. These
<br />fees will be included in the amount of the recorded mortgage and note.
<br />T. Essential Service Personnel Definition (ESP): ESP includes teachers and educators, other
<br />school district, community college, and university employees, police and fire personnel,
<br />health care personnel, and skilled building trades personnel.
<br />U. The county will, when economically feasible as determined by cost comparison by the
<br />assigned housing inspector, employ the following Green Building requirements on
<br />rehabilitation repairs, emergency repairs, and new construction:
<br />1. Low or No-VOC paint for all interior walls (Low-VOC means 50 grams per liter or less
<br />for flat paint; 150 grams per liter or less for non -flat paint);
<br />2. Low -flow water fixtures in bathrooms—WaterSense labeled products or the following
<br />specifications:
<br />a. Toilets: 1.6 gallons/flush or less;
<br />b. Faucets: 1.5 gallons/minute or less; and
<br />c. Showerheads: 2.2 gallons/minute or less.
<br />3. Energy Star qualified refrigerator (for new construction);
<br />4. Energy Star qualified dishwasher (for new construction);
<br />5. Energy Star qualified washing machine (for new construction) if provided in units;
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<br />Percentage
<br />Indian River County
<br />I Administer the program 100%
<br />R. First-time Homebuyer Definition: For any strategies designed for first-time homebuyers,
<br />the following definition will apply: An individual who has had no ownership in a principal
<br />residence during the 3 -year period ending on the date of purchase of the property. This
<br />includes a spouse (f either meets the above test, they are considered first-time homebuyers).
<br />A single parent who has only owned a home with a former spouse while married. An
<br />individual who is a displaced homemaker and has only owned with a spouse. An individual
<br />who has only owned a principal residence not permanently affixed to a permanent
<br />foundation in accordance with applicable regulations. An individual who has only owned a
<br />property that was not in compliance with state, local or model building codes and which
<br />cannot be brought into compliance for less than the cost of constructing a permanent
<br />structure.
<br />Project Delivery Costs: In addition to the administrative costs listed above, the county will
<br />charge a reasonable project delivery cost not to exceed $2,750.00 to cover inspection
<br />services, preparation of work write-ups, and construction inspections performed by non -
<br />county employees for rehabilitation projects. Since the county Building Division is set as an
<br />enterprise fund, if SHIP utilizes a building inspector, SHIP must reimburse the Building
<br />Division for the building inspector's time. For all loans, housing delivery cost will also
<br />include but not be limited to recording fees, documentary stamp tax fees, credit report fees,
<br />title search fees, partial satisfaction of mortgage recording fees, and counseling fees. These
<br />fees will be included in the amount of the recorded mortgage and note.
<br />T. Essential Service Personnel Definition (ESP): ESP includes teachers and educators, other
<br />school district, community college, and university employees, police and fire personnel,
<br />health care personnel, and skilled building trades personnel.
<br />U. The county will, when economically feasible as determined by cost comparison by the
<br />assigned housing inspector, employ the following Green Building requirements on
<br />rehabilitation repairs, emergency repairs, and new construction:
<br />1. Low or No-VOC paint for all interior walls (Low-VOC means 50 grams per liter or less
<br />for flat paint; 150 grams per liter or less for non -flat paint);
<br />2. Low -flow water fixtures in bathrooms—WaterSense labeled products or the following
<br />specifications:
<br />a. Toilets: 1.6 gallons/flush or less;
<br />b. Faucets: 1.5 gallons/minute or less; and
<br />c. Showerheads: 2.2 gallons/minute or less.
<br />3. Energy Star qualified refrigerator (for new construction);
<br />4. Energy Star qualified dishwasher (for new construction);
<br />5. Energy Star qualified washing machine (for new construction) if provided in units;
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