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Insurance: <br />The Consultant shall provide, prior to execution of the contract, the insurance required under this section for <br />approval by the County. Firm's insurance shall be primary. The County shall be named as an additional insured <br />for both General Liability and Automobile Liability. The awarded firm shall maintain the following limits of <br />insurance during the term duration of this agreement. <br />General Liability <br />Each Occurrence $500,000 <br />Fire Damage -any one fire $50,000 <br />Medical Expenses -any one person $5,000 <br />Personal and Advertising Injury $500,000 <br />General Aggregate $500,000 <br />Combined Single Limit $500,000 <br />Automobile Liability — Combined Single Limit $500,000 <br />Worker's Compensation as required by the State of Florida <br />Each accident $100,000 <br />Each Disease — Each employee $100,000 <br />Each disease — policy limit $500,000 <br />Professional Liability Insurance <br />$1,000,000 per occurrence <br />$2,000,000 aggregate combined single limit <br />$5,000 maximum deductible per claim <br />The policy shall cover the firm, all employees, and/or volunteers, and all independent <br />contractors, subcontractors and professional contractual persons hired or retained by <br />contractor. <br />All above insurance policies shall be placed with insurers with a Best's rating of no less than A -VII. The insurer <br />chosen shall also be licensed to do business in Florida. The insurance policies procured shall be "Claims Made" <br />policies or as generally available on the open insurance market. <br />The Insurance Carriers shall supply Certificates of Insurance evidencing such coverage to the Indian River County <br />Risk Management Department prior to the execution of this Agreement. <br />The insurance companies selected shall send written verification_ to the Indian River County Risk <br />Management Department that they will provide 30 days written notice to the Indian River County Department <br />of Risk Management of its intent to cancel or terminate. <br />Indian River County reserves the right to accept or reject any or all submittals in whole or in part and waive all <br />any technicality or irregularity. <br />112 <br />