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TABLE OF CONTENTS <br />PURPOSE AND INTENT <br />I. PROGRAM DETAILS <br />Exhibit I <br />Page <br />1 <br />1 <br />• General Loan Application Process 1 <br />• Local Loan/Applicant Requirements 2 <br />II. LHAP ASSISTANCE STRATEGY DESCRIPTIONS, 4 <br />IMPLEMENTATION GUIDELINES, AND OPERATING PROCEDURES <br />A. Owner Occupied Rehabilitation Loans (Code #3) 4 <br />B. Purchase Assistance with Rehabilitation Loans (Code #1) 8 <br />C. Purchase Assistance without Rehabilitation Loans (Code #2) 12 <br />D. Owner Occupied Emergency Rehabilitation Loans (Code 96) 16 <br />E. Disaster Mitigation Loans (Code 45) 19 <br />F. Impact Fee/Capacity Charge Loans (Code 48) 22 <br />G. New Construction Federal or State Programs Matching Loans 24 <br />(Code #21) <br />39 <br />