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Martin County Board of County Commissioners I Employee Benefit Highlights 12021 <br /> Supplemental Insurance <br /> Aflac Hospital Choice—Provides employee with cash benefits if they or a covered <br /> County employees may purchase supplemental insurance on a voluntary dependent are hospitalized due to a covered accident or illness.This program <br /> basis through Aflac.Descriptions of the variety of coverage options available includes,but is not limited to,hospital benefits,surgical benefits,physician <br /> are provided below. To learn more about these options or to schedule a visits and major diagnostic benefits. <br /> • personal meeting,contact the County's Aflac representatives using the contact Critical Care Protection—Provides employee with cash benefits if they or <br /> information provided below. a covered dependent are diagnosed as having had a named specified health <br /> All Aflac programs help employees: event.This program includes a first occurrence benefit that grows every year as <br /> ✓ Protect their income well as re-occurrence benefits,hospital confinement benefits,continuing care <br /> ✓ Supplement their medical plan benefits,ambulance benefits,transportation,and lodging benefits. <br /> ✓ Provide a financial safety net for unexpected health issues Dental Insurance-Add to the Florida Blue Dental coverage or choose Aflac's <br /> Short-Term Disability—Provides employee with a source of income if they dental coverage alone. Employee may add orthodontic and cosmetic riders <br /> are unable to work due to an off-the-job injury or illness.Employee can select to help budget expenses.With Aflac,employee can choose their own dentist <br /> since there is no network.There is no annual deductible or pre-certification, <br /> a monthly benefit amount,elimination period and benefit period tailored to and wellness benefits begin on the first day of coverage(other waiting periods <br /> theirr needs and budget may apply). <br /> Accident Advantage — Provides employee with cash benefits if they or Life Solutions Term&Whole Life Insurance—Face amounts are available <br /> a covered dependent receives treatment for injuries sustained in a covered up to$500,000 for employee and are offered as 10,20 and 30 Year Term or <br /> accident,24/7.This program includes,but is not limited to,hospital benefits, Whole Life Insurance. These policies include an accelerated death benefit <br /> wellness benefits, injury and surgical.benefits, accidental death and and other riders, including Term riders to cover employee's spouse and/or <br /> dismemberment benefits,physician visit benefits,transportation and lodging dependent child(ren).In addition,Juvenile Life Insurance is available as Term <br /> benefits. or Whole Life for dependent children and grandchildren,in coverage amounts <br /> Cancer Protection Assurance — Provides employee with cash benefits of$10,000,$20,000 and$30,000. <br /> if they or a covered dependent are diagnosed with internal cancer or skin <br /> cancer.This policy includes,but is not limited to,a lump sum initial diagnosis Agent:Karen Zabaglo <br /> benefit that grows each year,a wellness benefit,hospital benefits,radiation Phone:(772)284-32101 Email:karen_zabaglo@us.aflac.com <br /> and chemotherapy benefits,surgical/anesthesia benefits,transportation and Agent:Loire Lucas <br /> lodging benefits. Phone:(772)708-59311 Email:loire_lucas@us.aflac.com <br /> • <br /> 100 <br /> 18 <br /> ©2016,Gehring Group,Inc.,All Rights Reserved <br />