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•00006 Martin County Sheriff's Office I Employee Benefit Highlights 12020-2021 Health Reimbursement Account (For BlueOptions Alternative Health 5360 Plan Participants Only) The Sheriff's Office provides employees who participate in the BlueOptions How to check available HRA balance Alternative Health 5360 Plan, a Health Reimbursement Account (HRA) Balance, activity and account history is available anytime online at through Discovery Benefits. HRA monies are funded by the Sheriffs Office www.discoverybenefits.com or by calling Discovery Benefits at(866)451-3399. and can be used for any qualified medical,dental and vision expenses such as copayments,deductibles and coinsurance for physician services, hospital HRA IRS Guidelines services,prescription drugs,etc. HRAs must be funded solely by an employer.The contribution cannot be paid The Sheriff's Office will fund the HRA based upon successful completion of the through a voluntary salary reduction agreement on the part of an employee. criteria outlined below. Employee is reimbursed tax free for qualified medical, dental and vision 1.Completion of Biometric Screening. expenses up to a maximum dollar amount for a coverage period.An HRA may 2.Completion of a Health Risk Assessment. be offered with other health plans,including Flexible Spending Accounts. HRA funding will be deposited into employee's account the first of the month What are the benefits of an HRA?Employee may enjoy several benefits from following the date employee completes the criteria. Please contact Human having an HRA. Resources for details regarding screening requirements,or within 90 days of hire date for new hires,to qualify for the incentive. • Contributions made by employer can be excluded from employee's gross income. The Sheriff's Office is committed to helping employee's achieve their best • Reimbursements may be tax free if employee pays qualified health.If unable to meet a standard to qualify for the incentive because it is medical,dental and vision expenses. unreasonably difficult due to a medical condition,or it is medically inadvisable • Unused amounts in the HRA can be carried forward for for employee to attempt,please contact Human Resources at(772)220-7143. reimbursements in later years. HRA Funding Allotment Distributions From an HRA • HRA Funding for 2020/2021 is as follows: Distributions from an HRA must be paid to reimburse employee for qualified $625 for Employee Only medical,dental and vision expenses incurred.The expense must have been $1,250 for Employee+Family incurred on or after the date employee enrolled in the HRA.Employee will have • Unused funds roll-over year to year,as long as the total in employee's a 30 day run out period at the end of the plan year to file for reimbursement account does not exceed current plan year deductible. on any eligible medical,dental and vision expenses incurred during period of • If employee contributes to a Health Care Flexible Spending Account coverage within the plan year. (FSA),FSA monies pay first,then HRA. Please Note:Debit cards,credit cards,and stored value cards given to employee can Please Note: If the calendar year deductibles exceed the HRA funding amounts. be used to reimburse participants in an HRA.If the use of these cards meet certain Members will be responsible for any amount over the HRA funding until the calendar substantiation methods,employee may not have to provide additional information to the HRA administrator. year deductible and out-of-pocket limit have been met. Retain Receipts Discovery Benefits Customer Service:(866)451-3399 I www.discoverybenefits.com During the year, employee should keep all receipts and documentation for prescriptions and medical, dental and vision related expenses if needed to verify a claim for Discovery Benefits or for IRS taxes. If asked to produce documentation,a valid Explanation of Benefits(EOB)and receipt of payment for the services rendered will be sufficient. 116 7 ©2016,Gehring Group,Inc.,All Rights Reserved