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City of Cocoa I Employee Benefit Highlights 12020-2021 <br /> Long Term Disability <br /> The City provides Long Term Disability(LTD)insurance at no cost to all eligible employees through Cigna.The LTD benefit pays a percentage of monthly earnings if <br /> employee becomes disabled due to an illness or non-work related injury. <br /> Long Term Disability(LTD)Benefits <br /> • LTD provides a benefit of 60%of employee's monthly earnings up to • LTD benefits will be offset with other income such as Social Security, <br /> a benefit maximum of$6,000 per month. Workers'Compensation,and retirement benefits,etc. <br /> • Employee must be disabled for.90 consecutive days prior to • LTD insurance coordinates with the City's sick leave benefits and is <br /> becoming eligible for benefits(known as the elimination period). reduced by any amount payable to employee from other sources <br /> • Benefit payments will commence on the 91st day of disability. of income such as sick leave, sick leave bank, administrative <br /> • Employee may continue to be eligible for partial benefits if leave, temporary duty elsewhere, social security and Workers' <br /> employee returns to work on a part-time basis. Compensation.Employee may not receive more than 100%total of <br /> • The LTD maximum benefit period is determined based on age at the all combined income.Please check the City's current leave policy. <br /> time of disability. <br /> Cigna I Customer Service:(800)732-1603 I File a Claim:(800)362-4462 I www.mycigna.com <br /> 26 <br /> 18 <br /> ©2016,Gehring Group,Inc.,All Rights Reserved <br />