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Accident/Cri• tical Illness/ Cancer - MetLife II MetLife These additional benefits are offered to strengthen your overall benefits package. You customize the benefit based on need and affordability. • Ownership - Policies are fully portable and belong to you if you leave your employer, same price and same plan • Benefits are payroll deducted • Cash benefits are paid directly to you, not to a hospital or a doctor • Benefits are paid regardless of any other coverage you may have • Guaranteed Renewable • Designed to provide additional cash flow to assist with out-of-pocket medical costs and other bills Accident Plan Accident insurance provides a financial cushion for life's unexpected events. You can use it to help pay costs that aren't covered by your medical plan. It provides you with a lump-sum payment -one convenient payment all at once -when you or your family need it most. The extra cash can help you focus on getting back on track, without worrying about finding the money to help cover the cost of treatment. The plan provides a lump sum payment for over 150 different covered events, such as: • Fractures • Concussions • Dislocations • Cuts or lacerations • Second and third degree burns • Eye injuries • Skin grafts • Coma • Torn knee cartilage • Broken teeth • Ruptured disc You'll receive a lump sum payment when you have these covered medical services: • Ambulance • Physician follow-up visits • Emergency Care • Transportation • Inpatient Surgery • Home modifications • Outpatient Surgery • Therapy services (including physical and occupational therapy) • Medical Testing Benefits (including X- rays, MRIs, CT scans) Per Pay Period Employee Employee&Spouse Employee&Child(ren) Family High Plan $6.25 $13.29 $12.67 $15.89 Low Plan $3.38 $7.23 $6.77 $8.67 Guaranteed Issue Benefits are paid directly to the employee based on a flat schedule (not reimbursement) and there is no coordination with other insurance coverage.An assignment of benefits to a hospital or healthcare facility will be available when required by applicable law. This plan provides protection for covered events experienced while off the job only. 61 26