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Attachment Code: D491569 Certificate ID: 12249244 SCA 23 500D <br />CNA(Ed. 10/11) <br />a. Any covered "auto" you lease, hire, rent or borrow without a driver; and <br />b. Any covered "auto" hired or rented by your "employee" without a driver, under a contract in that <br />individual "employee's" name, with your permission, while performing duties related to the conduct of <br />your business. <br />c. The most we will pay for any one "accident" or "loss" is the actual cash value, cost of repair, cost of <br />replacement or $75,000 whichever is less minus a $500 deductible for each covered auto. No deductible <br />applies to "loss" caused by fire or lightning. <br />d. The physical damage coverage as is provided by this provision will be limited to the types of physical <br />damage coverage(s) provided on your owned "autos." <br />e. Such physical damage coverage for hired "autos" will: <br />(1) Include loss of use, provided it is the consequence of an "accident" for which the Named Insured is <br />legally liable, and as a result of which a monetary loss is sustained by the leasing or rental concern. <br />(2) Such coverage as is provided by this provision G.e.(1) will be subject to a limit of $750 per <br />"accident." <br />H. Airbag Coverage <br />The following is added to Section III, Paragraph B.3. <br />The accidental discharge of an airbag shall not be considered mechanical breakdown. <br />I. Electronic Equipment <br />Section III, Paragraphs B.4.c and BA.d. are deleted and replaced by the following: <br />c. Physical Damage Coverage on a covered "auto" also applies to "loss" to any permanently installed <br />electronic equipment including its antennas and other accessories <br />d. A $100 per occurrence deductible applies to the coverage provided by this provision. <br />J. Diminution In Value <br />The following is added to Section III, Paragraph B.6. <br />Subject to the following, the "diminution in value" exclusion does not apply to: <br />a. Any covered "auto" of the private passenger type you lease, hire, rent or borrow, without a driver for a <br />period of 30 days or less, while performing duties related to the conduct of your business; and <br />b. Any covered "auto" of the private passenger type hired or rented by your "employee" without a driver for <br />a period of 30 days or less, under a contract in that individual "employee's" name, with your permission, <br />while performing duties related to the conduct of your business. <br />c. Such coverage as is provided by this provision is limited to a "diminution in value" loss arising directly <br />out of accidental damage and not as a result of the failure to make repairs; faulty or incomplete <br />maintenance or repairs; or the installation of substandard parts. <br />d. The most we will pay for "loss" to a covered "auto" in any one accident is the lesser of: <br />(1) $5,000; or <br />(2) 20% of the "auto's" actual cash value (ACV) <br />Ill. Drive Other Car Coverage — Executive Officers <br />The following is added to Sections 11 and III: <br />1. Any "auto" you don't own, hire or borrow is a covered "auto" for Liability Coverage while being used by, and <br />for Physical Damage Coverage while in the care, custody or control of, any of your "executive officers," <br />except: <br />a. An "auto" owned by that "executive officer" or a member of that person's household; or <br />SCA 23 500D Copyright, CNA Corporation, 2000. P$JQ3 of 4 <br />(Ed. 10/11) Includes copyrighted material of the Insurance Services Office used with its permission. <br />