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American Land Title Association Owner's Policy of Title Insurance <br /> VVESTCOR <br /> with <br /> l ride (07-01-2021) <br /> tions <br /> with Florida modifications <br /> v. a document executed under a falsified, expired, or otherwise invalid power of attorney; <br /> vi. a document not properly filed, recorded, or indexed in the Public Records, including the failure to <br /> have performed those acts by electronic means authorized by law; <br /> vii. a defective judicial or administrative proceeding; or <br /> viii. the repudiation of an electronic signature by a person that executed a document because the <br /> electronic signature on the document was not valid under applicable electronic transactions law. <br /> b. the lien of real estate taxes or assessments imposed on the Title by a governmental authority due or <br /> payable, but unpaid. <br /> c. the effect on the Title of an encumbrance, violation, variation, adverse circumstance, boundary line <br /> overlap, or encroachment(including an encroachment of an improvement across the boundary lines of <br /> the Land), but only if the encumbrance, violation, variation, adverse circumstance, boundary line <br /> overlap, or encroachment would have been disclosed by an accurate and complete land title survey of <br /> the Land. <br /> 3. Unmarketable Title. <br /> 4. No right of access to and from the Land. <br /> 5. A violation or enforcement of a law, ordinance, permit, or governmental regulation (including those relating to <br /> building and zoning), but only to the extent of the violation or enforcement described by the enforcing <br /> governmental authority in an Enforcement Notice that identifies a restriction, regulation, or prohibition relating <br /> to: <br /> a. the occupancy, use, or enjoyment of the Land; <br /> b. the character, dimensions, or location of an improvement on the Land; <br /> c. the subdivision of the Land; or <br /> d. environmental remediation or protection on the Land. <br /> 6. An enforcement of a governmental forfeiture, police, regulatory, or national security power, but only to the <br /> extent of the enforcement described by the enforcing governmental authority in an Enforcement Notice. <br /> 7. An exercise of the power of eminent domain, but only to the extent: <br /> a. of the exercise described in an Enforcement Notice; or <br /> b. the taking occurred and is binding on a purchaser for value without Knowledge. <br /> 8. An enforcement of a PACA-PSA Trust, but only to the extent of the enforcement described in an Enforcement <br /> Notice. <br /> 9. The Title being vested other than as stated in Schedule A, the Title being defective, or the effect of a court <br /> order providing an alternative remedy: <br /> a. resulting from the avoidance, in whole or in part, of any transfer of all or any part of the Title to the Land <br /> or any interest in the Land occurring prior to the transaction vesting the Title because that prior transfer <br /> constituted a: <br /> i. fraudulent conveyance, fraudulent transfer, or preferential transfer under federal bankruptcy, <br /> state insolvency, or similar state or federal creditors' rights law; or <br /> ii. voidable transfer under the Uniform Voidable Transactions Act; or <br /> b. because the instrument vesting the Title constitutes a preferential transfer under federal bankruptcy, <br /> state insolvency, or similar state or federal creditors' rights law by reason of the failure: <br /> i. to timely record the instrument vesting the Title in the Public Records after execution and delivery <br /> of the instrument to the Insured; or <br /> ii. of the recording of the instrument vesting the Title in the Public Records to impart notice of its <br /> Copyright 2021 American Land Title Association.All rights reserved. <br /> \Hf AN. <br /> The use of this Form(or any derivative thereof)is restricted to ALTA licensees and <br /> ALTA members in good standing as of the date of use.All other uses are prohibited. �r <br /> Reprinted under license from the American Land Title Association. 5hr <br /> OP-61 FL ALTA 07-01-2021 Owner's Policy of Title Insurance(FLORIDA)(ALTA 7-01-2021) (WLTIC Edition 8/12/2022) <br />