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IV. Termination. Either party may terminate this Agreement upon 30 days written notice to the other. In the event that this Agreement is terminated prior to its natural expiration, all obligations of both parties, including obligations of payment, shall terminate. In such event the Board's total obligation shall be reduced on a pro -rata basis. V. Independent Contractor. Both the Board and the Consultant agree that the Consultant will act as an independent contractor in the performance of its duties under this Agreement. Accordingly, the Consultant shall be responsible for payment of all taxes including federal, state, and local taxes, arising out of the Consultant's activities in accordance with this Agreement, including by way of illustration but not limitation, federal and state income tax, Social Security tax, unemployment insurance taxes, and any other taxes or business license fees as required. VI. Insurance. The Consultant shall provide, during the term of this Agreement, insurance as follows: A. The Consultant shall obtain and maintain during the terms of this Agreement from carriers acceptable to the Board the following minimum insurance. 1. Professional Liability/Errors & Omissions Insurance. The Consultant shall provide, subject to reasonable commercial availability, Professional Liability/Errors & Omission Insurance conforming to the following requirements. (a) The insurance shall be subject to a maximum deductible not to exceed Twenty-five thousand Dollars ($25,000) per claim. (b) The minimum limits to be maintained (inclusive of any amounts provided by an umbrella or excess policy) shall be Two Million Dollars ($2,000,000) per claim. VII. Non -Discrimination. Neither party shall unlawfully discriminate in any way as to race, creed, color, religion, age, sex, marital status, disability, or national origin in any respect in carrying out of the terms of this Agreement. Ali parties agree to comply with the applicable provision of all state and federal anti -discriminatory laws including, but not limited to, the Civil Rights Act of 1963, as amended; Section 504 of the Rehabilitation Act of 1973, as amended; the Age Discrimination in Employment Act, as amended; and the Americans with Disabilities Act of 1990. VIII. Miscellanous. This Agreement may be changed, modified, or terminated, except by written instrument executed by a duly authorized officer of each of the parties hereto.