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general banking customs and usage. To the extent required <br />by applicable laws, Bank will compensate Customer for loss <br />of interest on funds as a direct result of Bank's failure to <br />comply with such laws in executing electronic transfers of <br />funds, if such failure was within Bank's control. Bank shall <br />not be liable for Customer's attorney's fees in connection <br />with any such claim <br />15.6 EXCEPT AS OTHERWISE SET <br />FORTH IN THIS AGREEMENT, CUSTOMER <br />EXPRESSLY AGREES THAT USE OF THE SERVICES <br />IS AT CUSTOMER'S SOLE RISK, AND THE SERVICE <br />IS PROVIDED "AS IS," AND BANK AND ITS SERVICE <br />PROVIDERS AND AGENTS DO NOT MAKE, AND <br />EXPRESSLY DISCLAIM ANY, WARRANTIES, EITHER <br />EXPRESSED OR IMPLIED, WITH RESPECT TO THE <br />SERVICES, INCLUDING WITHOUT LIMITATION ANY <br />IMPLIED WARRANTIES OF MERCHANTABILITY, <br />FITNESS FOR A PARTICULAR PURPOSE, TITLE, OR <br />NON -INFRINGEMENT OF INTELLECTUAL <br />PROPERTY RIGHTS, OR THAT THE SERVICES WILL <br />BE UNINTERRUPTED OR ERROR FREE, WITHOUT <br />BREACHES OF SECURITY OR WITHOUT DELAYS. <br />IN THOSE STATES THAT DO NOT ALLOW THE <br />EXCLUSION OR LIMITATION OF LIABILITY, THE <br />LIABILITY OF BANK AND ITS SERVICE PROVIDERS <br />AND AGENTS IS LIMITED TO THE FULLEST <br />POSSIBLE EXTENT PERMITTED BY LAW. <br />15.7 The provisions of this Section 15 shall <br />survive termination of this Agreement. <br />16. Indemnification. <br />16.1 Except as otherwise expressly <br />prohibited or limited by law, Customer shall indemnify and <br />hold Bank harmless from any and all liabilities, losses, <br />damages, costs, and expenses of any kind (including, <br />without limitation, the reasonable fees and disbursements of <br />counsel in connection with any investigative, administrative <br />or judicial proceedings, whether or not Bank shall be <br />designated a party thereto) which may be incurred by Bank <br />due to any claim or action by any person, entity or other <br />third -party against Bank to the extent such claim or action <br />relates to or arises out of: <br />(i) any claim of any person that <br />(a) Bank is responsible for any act or omission of Customer <br />or (b) a Customer payment order contravenes or <br />compromises the rights, title or interest of any third party, or <br />contravenes any law, rule, regulation, ordinance, court order <br />or other mandate or prohibition with the force or effect of <br />law; <br />(ii) any failure by Customer to <br />observe and perform properly all of its obligations hereunder <br />or any wrongful act of Customer or any of its Affiliates; <br />(iii) any breach by Customer of <br />any of its warranties, representations or agreements; <br />(iv) any action taken by Bank in <br />reasonable reliance upon information provided to Bank by <br />Customer or any Affiliate or subsidiary of Customer; and <br />(v) any legal action that Bank <br />responds to or initiates, including any interpleader action <br />Bank commences, involving Customer or Customer's <br />Account(s), including without limitation, any state or federal <br />legal process, writ of attachment, execution, garnishment, <br />tax levy or subpoena. <br />16.2 The provisions of this Section 16 shall <br />survive termination of this Agreement. <br />17. RESERVED. <br />18. Force Majeure. Neither party shall bear <br />responsibility for non-performance of this Agreement to the <br />extent that such non-performance is caused by an event <br />beyond that party's control, including, but not necessarily <br />limited to, fire, casualty, breakdown in equipment or failure <br />of telecommunications or data processing services, lockout, <br />strike, unavoidable accident, act of God, riot, war or the <br />enactment, issuance or operation of any adverse <br />governmental law, ruling, regulation, order or decree, or an <br />emergency that prevents Bank or Customer from operating <br />normally. <br />19. Documentation. The parties acknowledge and <br />agree that all documents evidencing, relating to or arising <br />from the parties' relationship may be scanned or otherwise <br />imaged and electronically stored and the originals (including <br />manually signed originals) destroyed. The parties agree to <br />treat such imaged documents as original documents and <br />further agree that such reproductions and copies may be used <br />and introduced as evidence at any legal proceedings <br />including, without limitation, trials and arbitrations, relating <br />to or arising under this Agreement. <br />20. Entire Agreement. Bank and Customer <br />acknowledge and agree that this Agreement and any <br />amendments hereto, all other documents incorporated by <br />reference therein, and Appendices constitute the complete <br />and exclusive statement of the agreement between them with <br />respect to the Services, and supersede any prior oral or <br />written understandings, representations, and agreements <br />between the parties relating to the Services. <br />21. Amendments. Bank may, at any time, amend this <br />Agreement, the Services or Appendices in its sole discretion <br />and from time to time. Except as expressly provided <br />otherwise in this Agreement, any such changes generally <br />will be effective as provided in the notice to Customer as <br />described below. Customer will be deemed to accept any <br />such changes if Customer accesses or uses any of the <br />Services after the date on which the change becomes <br />effective. Customer will remain obligated under this <br />Agreement and any Appendices, including without <br />limitation, being obligated to pay all amounts owing <br />thereunder, even if Bank amends this Agreement or any <br />Appendices. Notwithstanding anything to the contrary in <br />this Agreement or in any Appendix, if Bank believes <br />9 of 54 1018 <br />