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C <br />2. Minimum Scope of Insurance <br />1) Worker's Compensation as required by the State of Florida. Employers <br />Liability of $100,000 each accident, $500,000 disease policy limit, and <br />$100,000 disease each employee. <br />2) General Liability $1,000,000 combined single limit per accident for <br />bodily injury and property damage. COUNTY shall be an additional <br />insured. <br />3) Auto Liability $1,000,000 combined single limit per accident for bodily <br />injury and property damage for owned and non -owned vehicles. <br />COUNTY shall be an additional insured. <br />4) Professional Liability Insurance providing coverage for negligent acts, <br />errors, or omissions committed by CONSULTANT with a limit of <br />$500,000 per claim/annual aggregate. This insurance shall extend <br />coverage to loss of interest, earning, profit, use and business <br />interruption, cost of replacement power, and other special, indirect and <br />consequential damages. <br />3. Any deductibles or self insured retentions greater than $5,000 must be <br />approved by the Risk Manager for Indian River County with the ultimate <br />responsibility for same going to the CONSULTANT. <br />4. CONSULTANT'S insurance coverage shall be primary. <br />5. All above insurance policies shall be placed with insurers with a Best's rating <br />of no less that A VII. The insurer chosen shall also be licensed to do business <br />in Florida. <br />6. The insurance policies procured shall be occurrence forms, not claims made <br />policies, with the exception of professional liahility. <br />7. The insurance companies chosen shall provide certificates of insurance prior to <br />signing of contracts to the Indian River County Risk Management Department. <br />8. The insurance companies selected shall send written verification to the Indian <br />River County Risk Management Department that they will provide 30 days <br />written notice to the Indian River County Department of Risk Management <br />of its intent to cancel or terminate said policies of insurance. <br />9. CONSULTANT shall include all sub -contractors as insured under its policies or <br />shall furnish separate certificates and endorsements for each sub -contractor. All <br />coverages for sub -contractors shall be subject to all of the requirements stated <br />herein. <br />14 <br />