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C-1 <br />i <br />40 <br />FXCLUSIONS FROM COVERAGE <br />'The foliciming nuiters are, expressly e•xcltuled final till- coverage of tlris polivy alai lliv haul Evill not pay Ione or damage, rolls, auorneysa <br />Fees or exprnsrs which arise by reason of: <br />I. (a) elny law, ordinance ell- governlnelual regidimimi 0111-luding trill nal limirc-d i, buildiag and roaring lass's, nrdlllanrr;, 0l 1L j"I laliol l,) <br />resincling, regulaling, proliibilingar 1chling to (i) lite 41rru1)iaory, Else, or erljo)[III-lit OrdlC land: (ii) Ilre e'hill arti•I.d illivnmoi%III 'to( ;it i0i <br />ofaoy inrproverilein now or Lrreafi•rerei'ted on tile• tallei; (iii) axejraration in ownership or a(ba I]ge in tlac• dIIIIvIE..IIN,r)1 :arra orbe hill <br />or any parcel 017Nvllich Mlle laud isorm:;Is a pa I; or GO c•tiv'irowuellml preslertiou, or the effect of atlyNiolanion of 111-C laws, oaf lances or <br />gove rn nten tal regi llatiotss, except to the c x 1 en t [Lena nos ice• of the le ell force nie u t I Ite re of or a pelt ice o£a ell- lee J, I ie• u ill c n E u rnbrurcc rectal ti lig <br />4.0111 a Aiolation or alleged violation a To ting the land Ilas he to recorded ill pile public records al Dale of Polkj'- <br />(b) Anygovenuneulal police poster ism cxritlded by (a) abotl•, Cxfrpl if, di• r1c11•nl Ihat a notice nrillr a xerrisr thereoror it notice ora <br />defect,lienoranrtnnhrancerests ltill gfrolnaviolaliVPI] nrallegedviall;laion,111el-liligThe gillhasbeenrecorded iItlLepublicrerocItsatDate <br />of Polity. <br />I 2. Rightsofersinent domain un)rs halite oFthe exercise thereofhashern Irculde11 ill the public rcrordsm Date ill Pohiv,lnrt nut excluding <br />_ From coyer Age ally taking whit It 11 a, twoll're"d plicir to Date OF 1)lllll',' S+'lll(-L wI)IIIII be binding oil the q'ighisof a palm hasrr Forvalue without <br />knowledge, <br />:t. Deferts, liens, encunabr:nte-es, adverse claims or oilier matters: <br />(a) created, sullcrrll, assuulcd or agreed u) by till- isssure<I rlaimam; <br />(b) int known to -1-hr Fund, not rrrordrd ill Ilse public records at [);tic ill Pi4ics-. hilt knew+i tar lir insured rlairllaut mid Ems dls Closed in <br />writing 101-11e Flold IN) The insured claimant prior ter illc• date the insured Claimant bucolow .111 insured under 11tis polio y; <br />(r) r01111f11g ill no loss or damage to [he illsilred chdnruil: <br />((I) alt:Echitlg or created milmequem to Date ol'Pulit'v: or <br />(e) resulting in loss or damage which Avnuldnot ltNvvbeensusueinvili£theiusil'ttichullanlhad paid %,,%] Ell- fortill! eelaleori11terCST insnred <br />by this policy. <br />4. Any clailll, which al- 5e S OUL of (lie tlialStictlnll vCSnllg III tilt' IiSall'etl aIle 'etatr e)r illvi'v,l Insme•d bylins policy, by reason 'If the opcnlion <br />elf feeicral Iralakeuptt'y, Slate' 111SOIA'L•n(:y, OI' S111illar Cr["hilln'4I Ip,llr, la++S Ih:ll Is h:isl'li Im: <br />(a) [Ile transaction creating lite estaec or interest hist ,vet], ht Ihi, p9rlity living deellie(l it Irawhllunt cemre)'ani`v Ur fratuittivilt transfer: ell- <br />(b) Ilse lrinlsactioncreating tile estate orimere tinsmt-dbydris1)ohtyheing&C111rrlapre•frreutiitltrallsfrrexec-pt where thepivicreitial <br />transfer resulss from the failure: <br />(iJ to tiauel}• eceord the insuunrrns of trinsfer. nr <br />(ii) of s11c11 recordation to impart mmire to a p0rchasrr ror vatue or a jttd(;meut or lit -it rrrclitor. <br />CONDITIONS AND STIPULATIONS <br />L DeffnitionofTerms <br />The following terms whets used in Itis policy Olean: <br />(a) "in iced": the lnhtlrud named Irl St'l ledlde h, aml, sw1ijrrl to Nrlj• <br />rightsordefeuses'IIrrFundwenIkihave I adagainstIII,'11atnettiratErl•+j, <br />those who sucrrrd to 1)11• inlerea101' Ihc tlaluetl iusell cel by' operalioll of <br />lawmdistinguistir LI from purchase irlehuiiug, hot 11011imilt'd ter, heirs, <br />tlistrilrrtces, devisees. slinicors, personal re•presewalivcs, nrxl IIIkin, <br />or corporate or fiduciary sil-visms <br />(b) "fusilred rlaimaul ;ill itlsulrel (IUilIli Itg 10%i or &IIIaN g'. <br />(c) "knowleel gee' or •'known": ar'I led kuowirelgc. Itll tun,ln41'I M, <br />knowledge ornotice wllhItiliac wi11l`mrrdIf) :1fIiinillt'db4'ILLISunaIl <br />the Imblic records as Ce'lh led ill I hm p4,114 }' to] ;Iris (11114' 1 Netut II% w•lsic II <br />impart constn€dive uotire of ell %(IV1%.1111, It jig Ihc J.IIA. <br />(d) "lad": the laid described, )I Iefui v;I If iii Srhedole A, ;it <br />improvenu:nts affixed thereto which by lacy rc,LI,liille real jirOln'I'tr <br />'Fill-, term "lane!" docs not include any properly 1), -11<1 tllc li11es(If Ihc <br />area described or relen ed it) ill Srhrdldr A. to :,ill I iahl, lit le, irnrrrm, <br />estate oreaseInrntiIlal)uuiugNJrt•el-,,I0U1Is, LINE' niC,, Illr}'a,Ianes,ways <br />or watenva) . but nmthing hervin ,hall modify (1 1 <br />. liilit the exu°elt In <br />Which a right of access qct amt IrOlu tilt- laud is insured by this pulity. <br />(e) "mortgage'": mortgage. Bred ill n -LIST, muss deers, en orlhrr <br />SC[Iir11j' 1111trilliem <br />(q "public records": into da ,toblislwd muter Stall' stawlf, :It <br />dale of l)ohn' for lilt Iiilpnsr• ni ilupal[ing rill,tlIIl'IiN(' nr,urr' 4)1 <br />Illallel9 rrlatillg to real 1)1"1".11% el-, purr 1nl\I•[, ft)f Vill— :led wtlll-01 <br />knowledge. With re•,perI Io tirrlion I(ailivl ill JILL' VALhiNkull, 110111 <br />Coverage,"public rermrs",hall ahntill 'ImIt'r11NitoriuenMY ploUruOn <br />Hells filed ill III(! record, ill Ihc' 1 ]vIk o£[he ['uilrrl5r.urs 4ti,oii t s 0urt <br />for the distlid't ill which IIn' Land i, hinlled. <br />(g) "11uw'arketability' of 1144L Inlr": Litt ,1111•wo d nl .1lrysornr ouaurr <br />a lfec l trig t he' r i Atte tel t hr l.n re 1, t till rxr I urlrrl ill e x t r p 1 rd h o n I, +,u' l a 1;l-. <br />vv)tirlr would Cillitir 11)1114 hast 0l qhe coact 0l- inletrcr +1t,I I ib4 41 ur <br />ScLerinlc A to lilt n°iea,l.11 IrOnt the ublig4ui1111141 Ilul+ h,lsr 11yNiuur of <br />a ronanutua) ceauditiuu rrlpufli),g lLl• tlrliNx'r.' u1 ueit kl•lalrlc tide•. <br />2. Continuati[an of losuranrr After C''°un,ey :air+• of "fitly <br />I he 1 recerage 4If Ihls Imlitc''It Al rnntmme' ill Ino. r .n td DA" M I'ulirN <br />Irl lok"i ill all imiird nldy ,n kcal; ,+, glir i41,11wd I cim1p.. ,Im r,Iate III <br />illivi•+1 ill [Ill- I.Ind. 411 110d, an imk•brr'dnr,:, Nr4 III Irl 1x .I p1rlr, tla,e <br />mngll,ulxsrijra}p'gm—ItION aluarull,,,vEll.tnlllwIN. Iltd moult%'P6,11h <br />a, the luNkI(v,I li.111 hacr liuhtlity LN R-IIId,nIn nt ON rn..Nnl, 1.41' ',mlerity <br />1•b Ntl• 11ti NINE 111%mcd In .Irl)' 11l11H9�r: rdltrlun, r 4,t du" 1 'All- ❑r <br />iui•m,1. I In,pulity,h.111111114uI1tllflu' lit lrg44' ill ldrrrl r,I ,II,N pill, (last <br />From the insured ol'eilller (i) all rsialf. oriuteresi fn the land,t'or (ii) will <br />iideblc Ines% secured by it jrllrrlJ.lse• money 1t10rlj .Igr givr'lt to Ihc <br />insured. <br />3. Notice of Claim'I'o Be Given by Insured Claimant <br />Thr iuslird ehall nulify-1)tr lluuf prsaulpally'itllutiling (i) iLI r.wr l-•1 uric <br />liligAli0ua,,l-1lutlh intirrdulr ifaY hrluw, (ii) ill I J,r km %,ltd,,rshall <br />r00u• Lunn IILSMCtl Iwivuridrr ml-. Ile I]MINE 9II'tit V orMICIV,t Which is <br />adNclsv it, Ili• Bill- "11 lit, rsrai•ur i.111e•R'Q.,kN fnsltre'd°:rid;+lit ll lrrt;glrr <br />I4titsv loss it d.111ragr tilr'whicil 1_11C Find vl.Ie he 11APIt• lrcNirtur of Mia <br />poli, Y, Ell' (til) it [tilt. it, lilt. e'3r lc cr iE1tlYe,t, a, III+mrd, is lojet letl .i <br />u11urel kmlallle. II pirumpl.Ill 1ireshall tt❑[ IPi- gilr11 to I lit' 1l111d, tlletl.l% <br />to the i.0,ul Nil all liability a,l'rhe Fnrld skill wi 11011.ue wilh regard Ili the <br />wain ill mallvIN 14.1 which priniptl IInlirl. Is Ir4I1lflt•d: III-oeidesl. <br />IIIA—Nr•t. 111.11 Ia.ilr11t- 10 iutily rhe Fluid ,liAl 111 1191 L':I,e' p1Cl4uhe't' IIIc' <br />rights it ;LINA' INI,IIIi'el utl(Icr Ellis p0litl- miles,'1'hr Fund Awil hp <br />pcejodir(.4l by qhe hdlure grill dlrlt 4)111+ 14) Ile• t'r14•111 of Ibe ill Vjmdire. <br />4. Uefen-se and Proscrut on of rlrti+nrs; fluty 0f iisortel (aaim)nu <br />To Cooperate <br />(aj L'IroO u'rinrn rr+pars9 by qhe 11111111-11.end si01jt•i4 Err Ihc nfrtiuln <br />rnntautediuSt, elitIli tint11II-sr taouIli i4PIIN mdSlipilUtions, Iht•h,rnd. <br />at i7, rncn In,I MAI tcilhLull hillnt,uoablC I1rLn'•,11e11 plo'Nlrle lie 1111- <br />ill <br />hcall I4 -11,e 111 al in,lll C41 in 116g.Nrlu11 10 til lir It ;ells third pal IN .1,t11, .1 <br />Il.milm1N.vi-tit 1It' 1idruritIwie,[ tNill-I"Ll.111r14111tya,Ili Ih,r,r,q.ned <br />r �u rsr, nl a9 uula .11lcl;lug.I rh•tert, 1iri nrc-ut nnr1 n.mer nt inorr lmnttrl <br />1111I,11 -d .rl;;Niu,1 by Ibis pn114r N. I. Irl. Fmtll ,}E.L11 IN I' 1114. Night In v'lrt I <br />1'llllllll"l ml r!s t Inrit a f,ul)jeL I ter IIIt. I jght 01 Ill I. I11-+1111°+1 414 til ijr C! ILII <br />14'.1-11.0h04LIM1 Err Iolur, til lilt' io'.4111d,4, 1., those sl.tle•d I.0 lir+nl <br />deliria :uuV,hall riot br Imbly iol Ilid all! [Lilt 11.1% Ili' lies Ell ,Lm I:14hr1 <br />ruu1110, I lit' FILLIII . ll nut paN IiN% 1, -,- I -I, In rxpriu's ill, Illicit hl <br />(I1r111,11101in illy lir lela,rnl Ile' t'I.HI„'1 nl . It llrinr+hu h. IIIcRI'IILNIel-, <br />1101 illsOn'd LMAIl,t In Ilii, poles r. <br />(h) 1 hr fait ,1ka11 11.IAr' di' rlgill, al II, +r1+I1 ,11'.1, l0 nl,lnmll' ,mrd <br />proaer IIIc .ih .1l- I -E, m pent r r,ba• c,r Indo ,ml ulltrr ,Ir I Lrhi,IN in it, <br />0I)IIIil 114 II1,I% Err art.,,"11 •o + r'+ILrI.I•� I..,-a,41,l Is1N IINI' lilt In III, <br />Irl iilrn•d, .,,. iln......4 I q'i Ili, -ILL tri 1'drt4 r 1tn,i,i rluilul;r Ir, t1w <br />inwlyd. I1ir Fund m,n LtI EN .u.'i .iI,INe4 rinl.nr . Ir II,IJ[ 1mdr1 rht• Iv, Ilr,nt <br />Ildis Ir.+Vit 1, I,I,, u -r r I 1-111 ,1 i., 11 ire 11A,it hrl midrl,.md,b.111 ItnI <br />Ilu]ob% I4nu,'I4 hoklm .1. ,.m,' .Ir NA IauNi, Ik ..1 1111, pollly. 11 I se' <br />FIIIuI ,hull rN, E4nr 11, nl;br, Imili-I Ill, p.ri,Ir;i .Nps. II ,bell do ,n <br />d111g.410%. c <br />II I Whi to'A'1.1 Ihcli'•wlel %ll,lll II•I V'lrlrel4}',III illim armreq iNw Ili. N A <br />oily; NC,Mresllllll'lim Ilt-1111(vilIlk [he plmNhlml,1.11111,1uIhtI, Ili, <br />