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40 statute, the Contractor shall provide adequate insurance, satisfactory to the Owner, for the protection of employees not otherwise protected. (3) Contractor's Public Liability and Property Damage Insurance The Contractor shall take out and maintain during the life of this Agreement Commercial General Liability and Comprehensive Automobile Liability Insurance as shall protect him from claims for damage for personal injury, including accidental death, as well as claims for property damages which may arise from operating under this Agreement whether such operations are by himself or by anyone directly or indirectly employed by him, and the amount of such insurance shall be minimum limits as follows: (a) Contractor's Commercial General Liability $500,000 Each Occurrence Coverage, Bodily Injury & Property Damage Combined Single Limit (b) Automobile Liability Coverage $100,000 Each Occurrence Bodily Injury & Property Damage Combined Single Limit (c) Excess Liability, Umbrella Form $1,000,000 Each Occurrence Combined Single Limit Insurance clause for both Bodily Injury and Property Damage shall be amended to provide coverage on an occurrence basis. (4) Subcontractor's Public Liability and Propea Damage Insurance The Contractor shall require each of his subcontractors to procure and maintain during the life of this subcontract, insurance of the type specified above or insure the activities of his subcontractors in his policy, as specified above. (5) Owner's and Contractor's Protective Liability Insurance The Contractor shall procure as a cost of the Project and furnish an Owner's and Contractor's Protective Liability Insurance Policy with the following minimum limits: (a) Bodily Injury Liability & $500,000 Each Occurrence Property Damage Liability Combined Single Limit (6) "XCU" (Explosion. Collapse. Underground Damage) The Contractor's Liability Policy shall provide "XCU" coverage for those classifications in which they are excluded. (7) Broad Form Propeea Damage Coverage. Products & Completed Operations Coverage The Contractor's Liability Policy shall include Broad Form Property Damage Coverage, products and Completed Operations Coverage. (g) Contractual Liability Work Contracts The Contractor's Liability Policy shall include Contractual Liability Coverage designed to protect the Contractor for contractual liabilities assumed by the Contractor in the performance of this Agreement. (9) Indemnification Rider (a) To cover to the fullest extent permitted by law, the Contractor shall indemnify and hold harmless the Owner and the Architect -Engineer and their agents and employees from and against all claims, damages, losses and expenses, including but not limited to attorney's fees, arising out of or resulting from the performance of the Work, provided that any such claim, damage, loss or expense (1) is attributable to bodily injury, sickness, disease or death, or to injury to or destruction of tangible property (other than the Work itself) including the loss of use resulting therefrom, and (2) is caused in whole or in part by any negligent act or omission of the Contractor, any subcontractor, anyone directly or indirectly employed by any of them or anyone for whose acts any of them may be liable, regardless of whether or not it is caused in part by a party indemnified hereunder. Such obligation shall not be construed to negate, abridge, or otherwise reduce any other right to obligation of indemnity which would otherwise exist as to any party or person described in this Article. (b) In any and all claims against the Owner or the Architect -Engineer or any of their agents or employees by any employee of the Contractor, any subcontractor, anyone directly or indirectly employed by any of them or anyone for whose acts any of them may be liable, the indemnification obligations under this Paragraph shall not be limited in any way by any limitation on the amount or type of damages, compensation or benefits payable by or for the Contractor or any subcontractor under workers' or workmen's compensation acts, disability benefit acts or other employee benefit acts. 24