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Disclaimer <br />Disclaimer <br />This document was produced by Stantec Consulting Services Inc. ("Stantec) for Indian River County, FL <br />and is based on a specific scope agreed upon by both parties. Stantec's scope of work and services do not <br />include serving as a "municipal advisor" for purposes of the registration requirements of the Dodd -Frank <br />Wall Street Reform and Consumer Protection Act (2010) or the municipal advisor registration rules issued <br />by the Securities and Exchange Commission. Stantec is not advising Indian River County, FL or any <br />municipal entity or other person or entity regarding municipal financial products or the issuance of municipal <br />securities, including advice with respect to the structure, terms, or other similar matters concerning such <br />products or issuances. <br />In preparing this report, Stantec utilized information and data obtained from Indian River County, FL or <br />public and/or industry sources. Stantec has relied on the information and data without independent <br />verification, except only to the extent such verification is expressly described in this document. Any <br />projections of future conditions presented in the document are not intended as predictions, as there may <br />be differences between forecasted and actual results, and those differences may be material. <br />• <br />Additionally, the purpose of this document is to summarize Stantec's analysis, and findings related to this <br />project, and it is not intended to address all aspects that may surround the subject area. Therefore, this <br />document may have limitations, assumptions, or reliance on data that are not readily apparent on the face <br />of it. Moreover, the reader should understand that Stantec was called on to provide judgments on a variety • <br />of critical factors which are incapable of precise measurement. As such, the use of this document and its <br />findings by Indian River County, FL should only occur after consultation with Stantec, and any use of this <br />document and findings by any other person is done so entirely at their own risk. <br />40 <br />